Median Earnings (1yr)
$23,608
23rd percentile (40th in FL)
Median Debt
$6,822
38% below national median
Debt-to-Earnings
0.29
Manageable
Sample Size
100
Adequate data

Analysis

Lake-Sumter State College's liberal arts associate program starts rough but tells a recovery story. That first-year salary of $23,608 sits well below Florida's median for this degree, landing in just the 40th percentile statewide. But the 43% earnings jump to $33,754 by year four suggests graduates find better footing once they transfer or gain work experience—a trajectory that outpaces typical associate-level liberal arts outcomes.

The financial risk here is remarkably low. At $6,822, graduates carry about one-third of the typical debt for this program, making the weak initial earnings more manageable. The debt-to-earnings ratio of 0.29 means you could theoretically pay off the entire balance in under four months of gross income by year four—uncomfortably tight initially, but increasingly workable as earnings climb.

For parents, this program makes sense primarily as a transfer stepping stone, not a terminal degree. The low debt preserves options if your student needs to continue their education elsewhere (where stronger programs like Saint Leo's show associate liberal arts grads can earn over $40,000). If your student plans to work immediately after graduation with just this associate degree, the first-year earnings will be tight, but the financial exposure is limited enough that it won't derail their future plans.

Where Lake-Sumter State College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Lake-Sumter State CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Lake-Sumter State College graduates compare to all programs nationally

Lake-Sumter State College graduates earn $24k, placing them in the 23th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Florida (55 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Lake-Sumter State College$23,608$33,754$6,8220.29
Saint Leo University$41,989$45,328$23,6870.56
University of West Florida$31,140$37,671$15,1250.49
The College of the Florida Keys$30,933$37,364$7,2850.24
Florida State College at Jacksonville$30,678$38,095$10,9090.36
Hillsborough Community College$30,406$39,453$11,0000.36
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Leo University
Saint Leo
$28,360$41,989$23,687
University of West Florida
Pensacola
$6,360$31,140$15,125
The College of the Florida Keys
Key West
$3,279$30,933$7,285
Florida State College at Jacksonville
Jacksonville
$2,878$30,678$10,909
Hillsborough Community College
Tampa
$2,506$30,406$11,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Lake-Sumter State College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 100 graduates with reported earnings and 157 graduates with debt data. Small samples may not be representative.