Analysis
A debt load of $11,000 for an associate's degree represents a manageable starting point, particularly when paired with first-year earnings that peer business programs suggest hover around $36,600. Nationwide, associate's degrees in business carry a median debt of $13,437, so this estimated figure sits comfortably below that benchmark. The debt-to-earnings ratio of 0.30 means graduates would theoretically owe roughly three months' salary—a threshold that typically allows for reasonable repayment without derailing other financial goals.
The challenge with Lakes Region lies in what we don't know. Because the graduate cohort is too small for the Department of Education to publish actual outcomes, we're relying entirely on what similar two-year business programs produce nationally. New Hampshire has only three community colleges offering this credential, and none have reported data we can use for comparison. That means there's no local picture of how business associate's degrees perform in New Hampshire's specific job market, which differs substantially from national averages given the state's economy and proximity to Massachusetts employment centers.
For parents, the estimated numbers suggest a reasonable investment if their student plans to work immediately after graduation and the program offers strong employer connections in the Lakes Region. But without confirmed outcomes from this specific school or even neighboring New Hampshire programs, you're betting on Lakes Region matching what typical business programs deliver nationally—a gamble that could pay off but lacks the hard evidence you'd want before committing.
Where Lakes Region Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs Nationally
Business/Commerce associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,720 | $36,591* | — | $11,000* | — | |
| $38,400 | $83,571* | $68,202 | $49,185* | 0.59 | |
| $7,630 | $62,409* | $44,964 | $12,500* | 0.20 | |
| $23,324 | $49,530* | $48,012 | $31,338* | 0.63 | |
| $31,168 | $49,463* | $54,966 | $25,149* | 0.51 | |
| $8,216 | $49,463* | $54,966 | $25,149* | 0.51 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lakes Region Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.