Median Earnings (1yr)
$36,325
5th percentile (10th in TX)
Median Debt
$20,980
10% below national median
Debt-to-Earnings
0.58
Manageable
Sample Size
25
Limited data

Analysis

Lamar's finance program starts significantly behind the curve, with first-year earnings of $36,325 landing in the 10th percentile among Texas finance programs—roughly $16,000 below what other graduates across the state typically earn. That's concerning in a field where early career momentum often determines long-term trajectory, and it places graduates at a substantial disadvantage compared to peers from UT Austin or Texas A&M who start at double that salary.

The program does show strong earnings growth, jumping 54% to $56,053 by year four. This catches graduates up to roughly the state median, suggesting that Lamar alumni can eventually find solid footing in Texas financial markets. The debt load of $21,000 is reasonable and below both state and national medians, which means the slow start doesn't come with crushing monthly payments hanging overhead.

The critical caveat: this data reflects fewer than 30 graduates, making these numbers potentially volatile. For families weighing this option, the pattern suggests you're accepting a difficult first few years post-graduation in exchange for manageable debt. If your child has offers from A&M, UT, or even Houston-area programs showing stronger placement numbers, those alternatives warrant serious consideration—the salary gap in those early career years is substantial and may affect everything from apartment options to loan repayment timelines.

Where Lamar University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Lamar UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Lamar University graduates compare to all programs nationally

Lamar University graduates earn $36k, placing them in the 5th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Lamar University$36,325$56,053$20,9800.58
Southern Methodist University$83,159$113,839$19,5000.23
The University of Texas at Austin$81,844$95,994$20,5000.25
Texas Christian University$78,453$90,933$19,5000.25
Texas A&M University-College Station$71,409$90,976$16,8800.24
University of Phoenix-Texas$70,963$59,017$48,4690.68
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$83,159$19,500
The University of Texas at Austin
Austin
$11,678$81,844$20,500
Texas Christian University
Fort Worth
$57,220$78,453$19,500
Texas A&M University-College Station
College Station
$13,099$71,409$16,880
University of Phoenix-Texas
Dallas
—$70,963$48,469

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Lamar University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.