Finance and Financial Management Services at Lamar University
Bachelor's Degree
Analysis
Lamar's finance program starts significantly behind the curve, with first-year earnings of $36,325 landing in the 10th percentile among Texas finance programs—roughly $16,000 below what other graduates across the state typically earn. That's concerning in a field where early career momentum often determines long-term trajectory, and it places graduates at a substantial disadvantage compared to peers from UT Austin or Texas A&M who start at double that salary.
The program does show strong earnings growth, jumping 54% to $56,053 by year four. This catches graduates up to roughly the state median, suggesting that Lamar alumni can eventually find solid footing in Texas financial markets. The debt load of $21,000 is reasonable and below both state and national medians, which means the slow start doesn't come with crushing monthly payments hanging overhead.
The critical caveat: this data reflects fewer than 30 graduates, making these numbers potentially volatile. For families weighing this option, the pattern suggests you're accepting a difficult first few years post-graduation in exchange for manageable debt. If your child has offers from A&M, UT, or even Houston-area programs showing stronger placement numbers, those alternatives warrant serious consideration—the salary gap in those early career years is substantial and may affect everything from apartment options to loan repayment timelines.
Where Lamar University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Lamar University graduates compare to all programs nationally
Lamar University graduates earn $36k, placing them in the 5th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Lamar University | $36,325 | $56,053 | $20,980 | 0.58 |
| Southern Methodist University | $83,159 | $113,839 | $19,500 | 0.23 |
| The University of Texas at Austin | $81,844 | $95,994 | $20,500 | 0.25 |
| Texas Christian University | $78,453 | $90,933 | $19,500 | 0.25 |
| Texas A&M University-College Station | $71,409 | $90,976 | $16,880 | 0.24 |
| University of Phoenix-Texas | $70,963 | $59,017 | $48,469 | 0.68 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Southern Methodist University Dallas | $64,460 | $83,159 | $19,500 |
| The University of Texas at Austin Austin | $11,678 | $81,844 | $20,500 |
| Texas Christian University Fort Worth | $57,220 | $78,453 | $19,500 |
| Texas A&M University-College Station College Station | $13,099 | $71,409 | $16,880 |
| University of Phoenix-Texas Dallas | — | $70,963 | $48,469 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lamar University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.