Analysis
Lane College serves a predominantly Pell-eligible student body (79%), making the question of return on investment particularly crucial. For this physics bachelor's program, we're working with national benchmarks since this small program doesn't have reportable graduate outcomes: first-year earnings around $47,670 and debt near $23,120. That debt-to-earnings ratio of 0.49 suggests manageable repayment—roughly half a year's salary—which is relatively reasonable for a STEM field.
The challenge is that physics bachelor's degrees often serve as stepping stones to graduate work rather than terminal credentials. If your child plans to pursue advanced degrees, that estimated $23,000 in undergraduate debt needs to fit into a longer financial timeline. The national median earnings figure reflects all physics graduates, including those entering the workforce immediately, so outcomes could vary significantly depending on your child's post-graduation path. Tennessee programs in this field typically carry slightly higher debt (around $25,000), so Lane's estimated borrowing level appears competitive within the state.
For families stretching to afford college, the key question is whether Lane can provide the foundation—research opportunities, faculty mentorship, graduate school preparation—that a physics major needs to capitalize on this degree. Without school-specific outcome data, you'll want concrete evidence that Lane's physics graduates successfully transition to either employment or graduate programs in their field.
Where Lane College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,790 | $47,670* | — | $23,120* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lane College, approximately 79% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.