Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A debt load around $16,000 for an accounting associate's degree represents a manageable starting point, particularly when typical first-year earnings hover near $37,000. Based on comparable community college programs nationwide, the debt-to-earnings ratio of 0.43 falls comfortably below the concerning 1.0 threshold, suggesting most graduates could realistically pay down this balance within a few years of steady employment.
What matters more than the numbers is Idaho's accounting job market and whether this associate's degree opens sufficient doors. Many accounting positions—even entry-level bookkeeping roles—increasingly expect bachelor's degrees, though smaller businesses and local firms may hire associate's-prepared candidates. The open admission policy and relatively low Pell grant percentage (24%) suggest Lewis-Clark State serves a mix of students, some likely planning to transfer and complete a four-year degree elsewhere.
The real decision hinges on your child's specific plan: if this is a stepping stone toward a bachelor's in accounting (potentially at the same institution or elsewhere), the modest debt load makes sense. If they intend to enter the workforce immediately with just the associate's, verify that local Lewiston-area employers actually hire at this credential level. Given that peer programs nationally produce similar earnings outcomes, there's no red flag here—but understanding the local employment landscape becomes essential when working with estimated rather than school-specific data.
Where Lewis-Clark State College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,388 | $37,001* | — | $15,979* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lewis-Clark State College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.