Analysis
Finance degrees in Tennessee typically launch graduates into the low-to-mid $40,000s, and Lincoln Memorial appears positioned right in that range. Based on comparable programs across the state, first-year earnings around $45,300 suggest this program delivers outcomes similar to UT-Martin and slightly ahead of Memphis, though it trails the flagship campus in Knoxville by about $8,500. The estimated $25,800 in debt falls slightly above both state and national medians for finance programs, though the resulting debt-to-earnings ratio of 0.57 remains manageable.
The gap between Tennessee outcomes and the national median of $53,600 is worth noting—finance graduates from peer programs in this state earn roughly $8,000 less than their counterparts nationwide in that first year. Whether that reflects Tennessee's cost of living advantage or genuinely weaker career placement depends partly on where your student plans to work after graduation. If they're targeting financial centers outside the region, the lower starting point becomes more concerning.
For families comfortable with $26,000 in debt and realistic about Tennessee-market salaries, this appears workable. The real question is whether Lincoln Memorial's finance program—which serves a small enough cohort that the DOE can't publish individual outcomes—offers networking and placement support that justifies choosing it over larger state programs with established track records. The numbers suggest it's in the game, but you'll want concrete answers about career services and employer relationships.
Where Lincoln Memorial University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Tennessee
Finance and Financial Management Services bachelors's programs at peer institutions in Tennessee (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $26,150 | $45,325* | — | $25,812* | — | |
| $13,484 | $53,826* | $68,331 | $23,250* | 0.43 | |
| $8,675 | $48,264* | — | $17,500* | 0.36 | |
| $9,506 | $46,505* | $51,478 | $22,700* | 0.49 | |
| $10,208 | $45,325* | $49,162 | $20,500* | 0.45 | |
| $10,344 | $44,395* | $60,358 | $27,000* | 0.61 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lincoln Memorial University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in TN. Actual outcomes may vary.