Analysis
Drawing on outcomes from seven Tennessee finance programs, this bachelor's degree appears to land graduates at roughly $45,325 in their first year—right at the state median but trailing the national benchmark by over $8,000. The estimated $25,812 in debt sits above both state and national norms for finance degrees, creating a debt-to-earnings ratio of 0.57 that isn't terrible but isn't particularly strong either. For context, Tennessee's top finance program at UT-Knoxville produces graduates earning nearly $54,000, suggesting Lipscomb's outcomes may lag behind peer institutions.
The practical concern here is whether a private Christian university premium makes sense when similar programs at Tennessee public schools deliver comparable or better results with less debt. Middle Tennessee State and UT-Martin graduates, for instance, start at similar salary levels but typically carry lower debt loads. Finance is a credentials-sensitive field where your first employer matters enormously, and it's worth investigating whether Lipscomb's Nashville location and network access justify the additional cost over state alternatives.
Given the data limitations, request school-specific placement statistics and employer relationships before committing. The estimates suggest middling returns for above-average debt, but actual outcomes for Lipscomb graduates could differ meaningfully—either direction—from these state-based projections.
Where Lipscomb University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Tennessee
Finance and Financial Management Services bachelors's programs at peer institutions in Tennessee (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,824 | $45,325* | — | $25,812* | — | |
| $13,484 | $53,826* | $68,331 | $23,250* | 0.43 | |
| $8,675 | $48,264* | — | $17,500* | 0.36 | |
| $9,506 | $46,505* | $51,478 | $22,700* | 0.49 | |
| $10,208 | $45,325* | $49,162 | $20,500* | 0.45 | |
| $10,344 | $44,395* | $60,358 | $27,000* | 0.61 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lipscomb University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in TN. Actual outcomes may vary.