Est. Earnings (1yr)
$47,670
Est. from national median (75 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

A physics bachelor's degree typically demands substantial debt, and while Lipscomb's estimated $23,120 burden sits slightly below the national median for this field, it's paired with projected first-year earnings of $47,670—a figure drawn from peer physics programs nationwide. That 0.49 debt-to-earnings ratio suggests manageable repayment in theory, though the reality for Lipscomb graduates could differ considerably given the lack of institution-specific data.

The challenge here is uncertainty. Physics programs vary dramatically in their connections to research opportunities, industry partnerships, and graduate school placement—factors that shape whether graduates land $35,000 lab technician roles or $60,000 engineering positions. Tennessee's physics programs show slightly higher median debt at $25,344, but without knowing where Lipscomb's graduates actually end up career-wise, you're making a bet on reputation and curriculum rather than proven outcomes. The school's 1248 average SAT and 67% admission rate suggest solid preparation, but those inputs don't guarantee the outputs that matter for loan repayment.

If your child is serious about physics and Lipscomb offers specific advantages—research mentorship, graduate school advising, or connections to Nashville's growing tech sector—the estimated debt load isn't prohibitive. But understand you're relying on approximations rather than this program's track record. Before committing, push the department for concrete placement data: where do graduates work, how many pursue advanced degrees, and what do they actually earn in year one?

Where Lipscomb University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs Nationally

Physics bachelors's programs at top institutions nationally

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Lipscomb UniversityNashville$38,824$47,670*—$23,120*—
University of North Carolina at CharlotteCharlotte$7,214$70,150*—$28,750*0.41
Brigham Young UniversityProvo$6,496$68,664*$76,268—*—
University of PennsylvaniaPhiladelphia$66,104$68,215*——*—
Whitworth UniversitySpokane$50,920$65,316*—$23,250*0.36
California State Polytechnic University-PomonaPomona$7,439$64,045*$51,682$23,000*0.36
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Lipscomb University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.