Analysis
A debt-to-earnings ratio of 0.59 suggests manageable student loan payments for a bachelor's in chemistry, though the absence of actual program data makes this harder to evaluate with confidence. The estimated $24,994 in debt aligns closely with both national and Iowa medians for chemistry programs, while the estimated $43,000 in first-year earnings—derived from national benchmarks—sits slightly below what Iowa's flagship universities report for their chemistry graduates. The University of Iowa and Iowa State both show earnings in the $44,000 range, suggesting Loras students might expect similar outcomes if they follow typical career paths in the field.
Chemistry degrees generally provide solid entry points to laboratory work, pharmaceuticals, or graduate programs, and the debt load here wouldn't be crushing even if earnings came in below estimates. However, with a 92% admission rate and relatively low Pell enrollment, Loras serves a different student population than Iowa's research universities, which could affect outcomes in ways these estimates don't capture. The national data provides a reasonable starting point, but parents should recognize there's real uncertainty here about how Loras's specific program performs.
The core question is whether you're comfortable proceeding without knowing how recent Loras chemistry graduates actually fare. If your child is committed to chemistry and Loras offers the small-school environment they need, the estimated financial picture isn't alarming—but direct conversations with the department about graduate school placement and employment outcomes would help fill the gap these suppressed figures leave open.
Where Loras College Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Iowa
Chemistry bachelors's programs at peer institutions in Iowa (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,298 | $42,581* | — | $24,994* | — | |
| $10,964 | $44,847* | — | $25,956* | 0.58 | |
| $10,497 | $43,870* | — | $23,250* | 0.53 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Loras College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.