Analysis
A debt load of $26,581 for a bachelor's in Management Information Systems sets up a reasonable financial scenario, though both figures here come from peer institutions rather than Loras-specific outcomes. Nationally, MIS programs typically produce first-year earnings around $59,490, which would put this degree's debt burden at roughly 45% of first-year income—a manageable ratio that many borrowers can handle within standard 10-year repayment terms.
The challenge with Loras is uncertainty. With a 92% admission rate and relatively low Pell enrollment, the college serves a particular niche in Iowa's higher education landscape. University of Northern Iowa, the only Iowa program with published data, reports first-year earnings of $58,197—essentially on par with national figures. This suggests Iowa's tech job market doesn't penalize MIS graduates, but it also doesn't offer premium wages that might justify higher debt. Whether Loras graduates match, exceed, or fall short of UNI's outcomes remains unknown.
The fundamental question is whether Loras provides enough value—through smaller classes, individual attention, or employer connections—to justify paying tuition comparable to schools with proven MIS outcomes. If your student has concrete reasons to choose Loras (location, fit, specific faculty), the estimated numbers suggest the degree could work financially. But if MIS is the priority, programs with published data offer more certainty about what you're buying.
Where Loras College Stands
Earnings vs. debt across all management information systems and services bachelors's programs nationally
Compare to Similar Programs in Iowa
Management Information Systems and Services bachelors's programs at peer institutions in Iowa (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,298 | $59,490* | — | $26,581* | — | |
| $9,728 | $58,197* | $79,033 | $22,500* | 0.39 | |
| National Median | — | $59,490* | — | $24,000* | 0.40 |
Career Paths
Occupations commonly associated with management information systems and services graduates
Computer and Information Systems Managers
Database Architects
Data Warehousing Specialists
Computer Programmers
Computer Science Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Loras College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 153 similar programs. Actual outcomes may vary.