Analysis
A debt-to-earnings ratio of 0.49 based on national physics benchmarks suggests a manageable financial outcome, though without program-specific data from Louisiana Tech, you're making decisions in the dark. The estimated $23,424 in debt aligns closely with typical physics programs nationwide, and the projected first-year salary of $47,670 reflects what graduates across the country generally earn. Physics graduates often see stronger earnings growth over time as they move into specialized technical roles, but that initial payoff matters when loan payments begin six months after graduation.
Louisiana Tech's 73% admission rate and average SAT of 1190 indicate it's a moderately selective regional university. The low 21% Pell Grant population suggests most students come from middle-income backgrounds rather than those who might struggle most with debt burden. However, with 10 physics programs operating in Louisiana and none reporting granular outcomes data, you're essentially betting that Louisiana Tech's program performs at least as well as the national median—a reasonable assumption for an accredited program, but still an assumption.
The financial picture appears workable if your student actually completes the degree and enters the workforce in a physics-related field. The real risk isn't catastrophic debt but rather that this specific program could underperform national norms in ways you won't discover until after enrollment. Request placement data directly from the physics department—where recent graduates work and starting salaries if they track them—to fill in what the federal data can't tell you.
Where Louisiana Tech University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,125 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Louisiana Tech University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.