Median Earnings (1yr)
$30,372
12th percentile (25th in IA)
Median Debt
$27,000
2% above national median
Debt-to-Earnings
0.89
Manageable
Sample Size
19
Limited data

Analysis

Luther College's social work graduates start at $30,372—nearly $8,000 below Iowa's state median and ranking in just the 25th percentile among Iowa programs. Even after four years, when earnings reach $41,186, this still trails the starting salaries at Briar Cliff ($42,935) and Grand View ($40,736). For a program carrying $27,000 in debt at a private liberal arts college, these returns fall short of what families can find elsewhere in Iowa.

The 36% earnings growth over four years shows the field rewards experience, but starting so far behind means playing catch-up throughout your early career. While the debt load itself isn't extreme relative to national benchmarks, pairing $27,000 in loans with a $30,372 starting salary creates immediate financial pressure that peers at Iowa's public universities (University of Iowa, Northern Iowa) largely avoid with similar or better outcomes.

The small sample size here matters—fewer than 30 graduates means one or two atypical career paths could skew these numbers. However, Luther's position at the bottom quartile of Iowa social work programs is hard to ignore. If your child is set on social work and Luther specifically appeals for fit or culture, understand they'll likely need financial support beyond graduation or should pursue the MSW quickly to access better-paying clinical roles. Otherwise, Iowa offers several stronger value options in this field.

Where Luther College Stands

Earnings vs. debt across all social work bachelors's programs nationally

Luther CollegeOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Luther College graduates compare to all programs nationally

Luther College graduates earn $30k, placing them in the 12th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Social Work bachelors's programs at peer institutions in Iowa (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Luther College$30,372$41,186$27,0000.89
Briar Cliff University$42,935—$37,5640.87
Grand View University$40,736—$25,8370.63
University of Iowa$39,285$46,843$25,1800.64
Mount Mercy University$37,303$44,621$25,6770.69
University of Northern Iowa$37,257$41,868$22,8470.61
National Median$37,296—$26,3620.71

Other Social Work Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
Briar Cliff University
Sioux City
$35,534$42,935$37,564
Grand View University
Des Moines
$33,450$40,736$25,837
University of Iowa
Iowa City
$10,964$39,285$25,180
Mount Mercy University
Cedar Rapids
$39,070$37,303$25,677
University of Northern Iowa
Cedar Falls
$9,728$37,257$22,847

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Luther College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.