Social Work at University of Northern Iowa
Bachelor's Degree
Analysis
University of Northern Iowa's social work program delivers exactly what the field's economics suggest: modest but stable earnings paired with manageable debt. At $22,847, graduates carry about $3,000 less debt than the state median while earning slightly below typical Iowa social work graduates—a tradeoff that might actually work in students' favor given the field's consistent but limited salary ceiling.
The earnings trajectory here tells the real story. Starting at $37,257, graduates see steady 12% growth to $41,868 by year four, which matches the pattern across social work programs nationwide. This isn't a field where early career momentum translates to outsized later gains; it's a profession with predictable, incremental increases. The debt-to-earnings ratio of 0.61 means your child could realistically pay off loans within a few years of targeted repayment, especially important in a helping profession where loan forgiveness programs often come into play.
Here's the consideration: among Iowa's 14 social work programs, UNI ranks toward the middle-to-lower end for earnings, with programs like Briar Cliff and Grand View producing graduates who earn $2,000-$5,000 more annually. But those schools also typically come with higher price tags. For a family seeking an affordable entry point into social work—particularly one that may leverage public service loan forgiveness—UNI's combination of lower debt and stable outcomes makes practical sense. This is solid preparation for a field where mission matters more than salary.
Where University of Northern Iowa Stands
Earnings vs. debt across all social work bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Northern Iowa graduates compare to all programs nationally
University of Northern Iowa graduates earn $37k, placing them in the 50th percentile of all social work bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Iowa
Social Work bachelors's programs at peer institutions in Iowa (14 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Northern Iowa | $37,257 | $41,868 | $22,847 | 0.61 |
| Briar Cliff University | $42,935 | — | $37,564 | 0.87 |
| Grand View University | $40,736 | — | $25,837 | 0.63 |
| University of Iowa | $39,285 | $46,843 | $25,180 | 0.64 |
| Mount Mercy University | $37,303 | $44,621 | $25,677 | 0.69 |
| Luther College | $30,372 | $41,186 | $27,000 | 0.89 |
| National Median | $37,296 | — | $26,362 | 0.71 |
Other Social Work Programs in Iowa
Compare tuition, earnings, and debt across Iowa schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Briar Cliff University Sioux City | $35,534 | $42,935 | $37,564 |
| Grand View University Des Moines | $33,450 | $40,736 | $25,837 |
| University of Iowa Iowa City | $10,964 | $39,285 | $25,180 |
| Mount Mercy University Cedar Rapids | $39,070 | $37,303 | $25,677 |
| Luther College Decorah | $50,320 | $30,372 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 78 graduates with reported earnings and 106 graduates with debt data. Small samples may not be representative.