Analysis
University of Northern Iowa's social work program delivers exactly what the field's economics suggest: modest but stable earnings paired with manageable debt. At $22,847, graduates carry about $3,000 less debt than the state median while earning slightly below typical Iowa social work graduates—a tradeoff that might actually work in students' favor given the field's consistent but limited salary ceiling.
The earnings trajectory here tells the real story. Starting at $37,257, graduates see steady 12% growth to $41,868 by year four, which matches the pattern across social work programs nationwide. This isn't a field where early career momentum translates to outsized later gains; it's a profession with predictable, incremental increases. The debt-to-earnings ratio of 0.61 means your child could realistically pay off loans within a few years of targeted repayment, especially important in a helping profession where loan forgiveness programs often come into play.
Here's the consideration: among Iowa's 14 social work programs, UNI ranks toward the middle-to-lower end for earnings, with programs like Briar Cliff and Grand View producing graduates who earn $2,000-$5,000 more annually. But those schools also typically come with higher price tags. For a family seeking an affordable entry point into social work—particularly one that may leverage public service loan forgiveness—UNI's combination of lower debt and stable outcomes makes practical sense. This is solid preparation for a field where mission matters more than salary.
Where University of Northern Iowa Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How University of Northern Iowa graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Northern Iowa | $37,257 | $41,868 | +12% |
| New York University | $26,837 | $64,289 | +140% |
| University of Iowa | $39,285 | $46,843 | +19% |
| Mount Mercy University | $37,303 | $44,621 | +20% |
| Luther College | $30,372 | $41,186 | +36% |
Compare to Similar Programs in Iowa
Social Work bachelors's programs at peer institutions in Iowa (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,728 | $37,257 | $41,868 | $22,847 | 0.61 | |
| $35,534 | $42,935 | — | $37,564 | 0.87 | |
| $33,450 | $40,736 | — | $25,837 | 0.63 | |
| $10,964 | $39,285 | $46,843 | $25,180 | 0.64 | |
| $39,070 | $37,303 | $44,621 | $25,677 | 0.69 | |
| $50,320 | $30,372 | $41,186 | $27,000 | 0.89 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 78 graduates with reported earnings and 106 graduates with debt data. Small samples may not be representative.