Analysis
A debt-to-earnings ratio of 0.45 sounds manageable on its face, but the bigger question is whether these estimated figures—drawn from national benchmarks—reflect what Lycoming graduates actually experience in Pennsylvania's job market. The gap here is striking: while peer programs across Pennsylvania report median earnings above $82,000, the national comparison group this estimate draws from sits at $53,000. That's a $30,000 difference, and given Williamsport's rural location and smaller employer base compared to Philadelphia or Pittsburgh, it's genuinely unclear which end of that spectrum Lycoming graduates land on.
The estimated $24,000 in debt aligns closely with both state and national norms for this credential, so the borrowing picture itself isn't alarming. But if actual earnings skew toward the national figure rather than the Pennsylvania median, that changes the math considerably. Similar programs at Villanova and Lehigh produce starting salaries in the low $80,000s, suggesting that Pennsylvania's business economics market can be quite strong—but those outcomes cluster at more prominent institutions with deeper employer networks.
For an anxious parent, the honest takeaway is this: without reported data from Lycoming itself, you're investing based on assumptions that could swing either way. If the school's regional connections and career services can push outcomes toward Pennsylvania norms, this becomes a solid value. If graduates track closer to the national baseline, you're looking at five years to pay off that debt rather than three.
Where Lycoming College Stands
Earnings vs. debt across all business/managerial economics bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Business/Managerial Economics bachelors's programs at peer institutions in Pennsylvania (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $47,675 | $53,219* | — | $24,000* | — | |
| $64,701 | $82,212* | $122,309 | $27,000* | 0.33 | |
| $62,180 | $81,796* | $101,741 | $23,240* | 0.28 | |
| National Median | — | $53,219* | — | $22,250* | 0.42 |
Career Paths
Occupations commonly associated with business/managerial economics graduates
Economists
Environmental Economists
Financial Risk Specialists
Management Analysts
Economics Teachers, Postsecondary
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lycoming College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 81 similar programs. Actual outcomes may vary.