Analysis
Madonna University's social work bachelor's program carries an estimated $25,597 in debt—slightly below both the state median ($27,000) and national median ($26,362) for this field. Based on comparable programs across Michigan, first-year earnings typically start around $37,858, putting the debt-to-earnings ratio at 0.68. That's manageable territory for a helping profession, though not exceptional. By year four, reported earnings reach $39,113, showing the modest but steady income trajectory typical of social work careers.
The challenge is that Michigan's social work market is competitive, with 23 programs producing graduates. Schools like Wayne State and University of Michigan-Flint report first-year earnings above $39,000—nearly $1,500 more than what similar programs to Madonna's suggest. That gap matters when you're paying off loans on a social worker's salary. Madonna's 93% admission rate and lower-than-average SAT scores signal it's accessible, but parents should verify whether the program offers field placements and professional connections that translate into stronger starting positions.
For a family considering this investment: the debt load won't crush your graduate, but the earnings estimates suggest income will be tight in those early years. If your student is committed to social work and values Madonna's community, this path is financially viable. Just ensure they understand they'll likely earn in the mid-to-high $30,000s initially—about what peer programs produce statewide—and should prioritize programs with strong practicum partnerships that could push them toward the higher end of that range.
Where Madonna University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Madonna University | — | $39,113 | — |
| Michigan State University | $34,089 | $49,259 | +45% |
| Hope College | $37,270 | $48,054 | +29% |
| Saginaw Valley State University | $38,503 | $47,583 | +24% |
| Western Michigan University | $37,205 | $46,946 | +26% |
Compare to Similar Programs in Michigan
Social Work bachelors's programs at peer institutions in Michigan (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $27,360 | $37,858* | $39,113 | $25,597 | — | |
| $14,014 | $40,371* | $46,279 | $38,000 | 0.94 | |
| $14,297 | $39,774* | $41,817 | $28,012 | 0.70 | |
| $32,580 | $39,071* | $44,456 | $29,893 | 0.77 | |
| $13,630 | $38,870* | $43,864 | $27,500 | 0.71 | |
| $15,510 | $38,517* | $43,619 | $31,111 | 0.81 | |
| National Median | — | $37,296* | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Madonna University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 14 similar programs in MI. Actual outcomes may vary.