Mathematics at Malone University

Drawing on data from comparable math programs in Ohio, Malone's numbers suggest a manageable debt burden that should let graduates make loan payments without major financial strain. The estimated $22,625 in debt translates to monthly payments around $250 over ten years—roughly 6% of gross income based on the $49,228 first-year earnings that similar Ohio programs produce. That's well within the standard affordability threshold of 10-15%.

What's harder to judge is earning trajectory. Math degrees typically open doors to teaching, actuarial work, data analysis, or graduate school, and career paths in these fields can vary dramatically in both starting pay and growth potential. The fact that similar Ohio programs cluster around $49,000 in year one tells you something about the state market, but it doesn't reveal whether Malone's specific curriculum, alumni network, or career services will position your child for the higher-paying analytics roles versus secondary education positions. The school's 31% Pell grant population and 76% admission rate suggest a mission-focused institution rather than a research powerhouse, which may matter depending on your child's goals.

If your child knows they want teaching certification or plans to pursue graduate study in mathematics or related fields, the estimated debt load looks reasonable. If they're banking on breaking into competitive quantitative finance or tech roles immediately after graduation, you'll want to dig into Malone's specific placement outcomes and industry connections before committing.