Analysis
This associate's degree in accounting carries an estimated $16,000 in debt—notably lower than both the New Hampshire median ($24,040) and the national median ($19,354) for similar programs. That's a meaningful advantage when the earnings picture suggests first-year income around $37,000, based on national benchmarks for associate-level accounting graduates.
The 0.43 debt-to-earnings ratio means graduates would owe roughly five months of first-year salary, a manageable figure that positions them to recover their investment relatively quickly. Accounting associate's degrees tend to lead to steady entry-level work in bookkeeping, payroll, and tax preparation—roles where credentials matter but don't necessarily require a bachelor's degree to start earning. The lower debt load here becomes especially important in a field where many graduates continue working while pursuing additional credentials if they choose.
For families weighing community college options in New Hampshire, the estimated numbers suggest Manchester Community College delivers comparable earnings preparation at a significantly lower cost than state averages. While these figures are drawn from peer programs rather than confirmed outcomes from this specific school, the debt advantage is substantial enough to make this program worth serious consideration—particularly for students who want to enter the workforce quickly or use this as a stepping stone to further education without accumulating heavy loans.
Where Manchester Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in New Hampshire
Accounting associates's programs at peer institutions in New Hampshire (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,090 | $37,001* | — | $15,979* | — | |
| $16,450 | $37,986* | $53,096 | $24,040* | 0.63 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Manchester Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.