Analysis
A $27,000 debt load against estimated first-year earnings of $38,660 places this education degree roughly in line with what peer programs nationally produce—a debt-to-earnings ratio of 0.70 that falls within manageable territory for a teaching career. However, both figures here are estimates derived from comparable bachelor's programs nationally, since Maryville's actual graduate outcomes weren't available for publication. Tennessee's education programs typically show slightly lower starting salaries around $36,500, which might reflect regional salary scales more accurately than the national benchmark.
The concerning element isn't the ratio itself but what it means in absolute terms: managing $27,000 in loans on a teacher's salary requires careful budgeting, especially given that education salaries often grow slowly in early years. Tusculum University, another Tennessee program with reported data, shows graduates earning $36,540—likely a more realistic first-year expectation for Tennessee educators than the national figure. If actual outcomes trend closer to state norms, the financial picture tightens somewhat.
For parents weighing this investment, request specific placement rates and starting salary data directly from Maryville's education department. Where their graduates actually teach matters enormously—systems with stronger union contracts and better compensation packages can make this debt load comfortable, while lower-paying districts would create genuine financial strain. The estimates suggest reasonable value, but you need actual outcomes from this specific program to make a confident decision.
Where Maryville College Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in Tennessee
Education bachelors's programs at peer institutions in Tennessee (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,514 | $38,660* | — | $27,000* | — | |
| $28,500 | $36,540* | — | $25,832* | 0.71 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Maryville College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.