Health and Medical Administrative Services (Undergraduate Certificate or Diploma) at Massachusetts Bay Community College

Est. Earnings (1yr)

$36,643

Est. from MA median (3 programs)

Est. Median Debt

$15,975

Est. from national median (86 programs)

Analysis

Is $16,000 in debt reasonable for a healthcare admin certificate in Massachusetts? Similar programs in the state suggest first-year earnings around $36,600—substantially above the national median of $27,800 for this credential. That estimated debt-to-earnings ratio of 0.44 sits in workable territory, meaning graduates would owe roughly five months of gross income. However, the estimated debt burden is notably higher than what's typical for Massachusetts programs in this field (median $8,981), which raises questions about why costs might run higher at this particular institution.

The earnings picture looks more encouraging. Massachusetts appears to be a strong market for healthcare administrative work—programs here consistently outperform national benchmarks by 30% or more. Neighboring Northern Essex and Bunker Hill report similar outcomes in the mid-$30,000s for their graduates, suggesting the state estimate is grounded in real market conditions.

The challenge is that certificates typically serve as stepping stones rather than endpoints, and starting at $36,600 with $16,000 in debt leaves less runway than comparable state programs provide. Before committing, compare actual costs at Mass Bay against nearby community colleges offering the same credential—if you can access the same Massachusetts healthcare job market with $7,000-9,000 in debt instead of $16,000, that's worth exploring. The career path itself shows promise; the financing here deserves scrutiny.

Where Massachusetts Bay Community College Stands

Earnings vs. debt across all health and medical administrative services certificate's programs nationally

Compare to Similar Programs in Massachusetts

Health and Medical Administrative Services certificate's programs at peer institutions in Massachusetts (22 total in state)

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
Massachusetts Bay Community CollegeWellesley Hills	$5,616	$36,643*	—	$15,975*	—
Northern Essex Community CollegeHaverhill	$5,688	$37,514*	$37,697	$8,462*	0.23
Motoring Technical Training InstituteSeekonk	—	$36,643*	$29,541	$9,500*	0.26
Bunker Hill Community CollegeBoston	$5,520	$35,298*	$42,411	—*	—
National Median	—	$27,783*	—	$10,372*	0.37

* Estimated from similar programs

Career Paths

Occupations commonly associated with health and medical administrative services graduates

Information Security Analysts

Plan, implement, upgrade, or monitor security measures for the protection of computer networks and information. Assess system vulnerabilities for security risks and propose and implement risk mitigation strategies. May ensure appropriate security controls are in place that will safeguard digital files and vital electronic infrastructure. May respond to computer security breaches and viruses.

$124,910/yrJobs growth:Bachelor's degree

Medical and Health Services Managers

Plan, direct, or coordinate medical and health services in hospitals, clinics, managed care organizations, public health agencies, or similar organizations.

$117,960/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Education Administrators, Postsecondary

Plan, direct, or coordinate student instruction, administration, and services, as well as other research and educational activities, at postsecondary institutions, including universities, colleges, and junior and community colleges.

$103,960/yrJobs growth:Master's degree

Computer Programmers

Create, modify, and test the code and scripts that allow computer applications to run. Work from specifications drawn up by software and web developers or other individuals. May develop and write computer programs to store, locate, and retrieve specific documents, data, and information.

$98,670/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Compliance Officers

Examine, evaluate, and investigate eligibility for or conformity with laws and regulations governing contract compliance of licenses and permits, and perform other compliance and enforcement inspection and analysis activities not classified elsewhere.

$78,420/yrJobs growth:Bachelor's degree

Environmental Compliance Inspectors

Inspect and investigate sources of pollution to protect the public and environment and ensure conformance with Federal, State, and local regulations and ordinances.

$78,420/yrJobs growth:Bachelor's degree

Equal Opportunity Representatives and Officers

Monitor and evaluate compliance with equal opportunity laws, guidelines, and policies to ensure that employment practices and contracting arrangements give equal opportunity without regard to race, religion, color, national origin, sex, age, or disability.

$78,420/yrJobs growth:Bachelor's degree

Government Property Inspectors and Investigators

Investigate or inspect government property to ensure compliance with contract agreements and government regulations.

$78,420/yrJobs growth:Bachelor's degree

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts Bay Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.