Analysis
In Massachusetts, philosophy programs produce widely varying outcomes, and based on comparable programs in the state, this one appears positioned near the middle of the pack. The estimated $40,000 first-year earnings align precisely with the state median and exceed the national benchmark by nearly $9,000—suggesting Massachusetts philosophy graduates generally find better early opportunities than their peers elsewhere.
The estimated $21,900 in debt creates a manageable debt-to-earnings ratio of 0.54, meaning graduates would typically owe about half their first-year salary. That's workable territory for a liberal arts degree, particularly at a school where 40% of students receive Pell grants. Similar programs nationally carry comparable debt loads, so the financing picture doesn't stand out as especially risky. However, it's worth noting that nearby programs at Boston College report considerably higher earnings while maintaining similar debt levels.
The critical uncertainty here is that both figures are estimates drawn from peer institutions rather than actual outcomes for MCLA's philosophy graduates specifically. Given the small program size that prevents public reporting, prospective families should directly ask the department about recent graduate placement—where students landed jobs, what fields they entered, and how they've performed in the job market. The estimates suggest reasonable value, but actual program-specific outcomes could vary significantly in either direction.
Where Massachusetts College of Liberal Arts Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Philosophy bachelors's programs at peer institutions in Massachusetts (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,884 | $40,377* | — | $21,906* | — | |
| $67,680 | $47,345* | $47,768 | $18,000* | 0.38 | |
| $65,168 | $40,377* | $47,043 | $25,750* | 0.64 | |
| $15,496 | $36,581* | $41,381 | —* | — | |
| National Median | — | $31,652* | — | $22,641* | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts College of Liberal Arts, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.