Psychology at Massachusetts College of Liberal Arts
Bachelor's Degree
Analysis
Massachusetts College of Liberal Arts graduates psychology majors who earn slightly below the Massachusetts median but comfortably above the national average—a noteworthy achievement at a school with 92% admission and 40% of students on Pell grants. Starting at $32,855 and climbing to $39,763 by year four represents solid 21% growth, though it's worth noting that even at the four-year mark, earnings trail the state's first-year median. The debt load of $25,824 sits right at national norms and creates a manageable 0.79 debt-to-earnings ratio.
The practical reality: psychology graduates here are positioned for modest but steady financial progress, particularly compared to peers nationwide. Within Massachusetts, however, they're earning roughly $4,000 less than the state median at graduation—a gap that reflects both the program's positioning and the fact that Boston-area schools dominate the state's top ranks. For families paying in-state tuition at this public liberal arts college, the equation works better than the raw numbers might suggest.
This program makes sense for students committed to psychology who need an accessible entry point and can accept entry-level nonprofit or human services pay scales. The debt is reasonable and the trajectory is upward. Just understand you're not getting Boston College outcomes at MCLA prices—you're getting reliable preparation at a fraction of the cost.
Where Massachusetts College of Liberal Arts Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Massachusetts College of Liberal Arts graduates compare to all programs nationally
Massachusetts College of Liberal Arts graduates earn $33k, placing them in the 61th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Massachusetts
Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Massachusetts College of Liberal Arts | $32,855 | $39,763 | $25,824 | 0.79 |
| Bentley University | $62,218 | — | $25,494 | 0.41 |
| Boston College | $44,760 | $59,196 | $18,000 | 0.40 |
| Williams College | $43,943 | $57,158 | $13,416 | 0.31 |
| Endicott College | $43,646 | $50,853 | $27,000 | 0.62 |
| College of the Holy Cross | $41,099 | $56,085 | $27,000 | 0.66 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Massachusetts
Compare tuition, earnings, and debt across Massachusetts schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Bentley University Waltham | $58,150 | $62,218 | $25,494 |
| Boston College Chestnut Hill | $67,680 | $44,760 | $18,000 |
| Williams College Williamstown | $64,860 | $43,943 | $13,416 |
| Endicott College Beverly | $39,212 | $43,646 | $27,000 |
| College of the Holy Cross Worcester | $60,850 | $41,099 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts College of Liberal Arts, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 40 graduates with reported earnings and 60 graduates with debt data. Small samples may not be representative.