Median Earnings (1yr)
$84,187
50th percentile
Median Debt
$24,686
4% below national median

Analysis

Massachusetts Maritime Academy graduates step directly into high-paying careers, with first-year earnings of $84,187—more than double what typical bachelor's degree holders earn. The debt load of $24,686 is remarkably low for such strong earnings, creating a debt-to-earnings ratio of just 0.29. You'd need less than four months of gross income to pay off the entire debt, assuming you dedicated all earnings to it. That's among the best financial profiles you'll find in higher education.

What makes this especially compelling is the earnings trajectory: graduates see a 26% income jump by year four, reaching $106,416. Marine transportation officers are in steady demand, and the specialized skills taught here—navigation, cargo operations, maritime law—can't be easily replicated with online courses or cheaper alternatives. While Massachusetts Maritime is the only school offering this program in-state (making state comparisons limited), nationally it performs right at the median, which is still excellent given how strong this field is overall.

The 95% admission rate shouldn't worry you—this is a specialized maritime academy where applicants self-select heavily. Students need genuine interest in a merchant marine career, not just strong test scores. For a young person drawn to the maritime industry and comfortable with the regimented academy environment, this represents one of the clearest paths to a six-figure income within five years of graduation.

Where Massachusetts Maritime Academy Stands

Earnings vs. debt across all marine transportation bachelors's programs nationally

Earnings Distribution

How Massachusetts Maritime Academy graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Massachusetts Maritime Academy$84,187$106,416+26%
Northwestern Michigan College$87,281$123,697+42%
Maine Maritime Academy$82,725$102,847+24%
Texas A&M University-College Station$87,444$100,933+15%
California State University Maritime Academy$87,464$98,863+13%

Compare to Similar Programs Nationally

Marine Transportation bachelors's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Massachusetts Maritime AcademyBuzzards Bay$10,816$84,187$106,416$24,6860.29
California State University Maritime AcademyVallejo$7,672$87,464$98,863$26,9450.31
Texas A&M University-College StationCollege Station$13,099$87,444$100,933$25,0000.29
Northwestern Michigan CollegeTraverse City$5,350$87,281$123,697$26,5420.30
Maine Maritime AcademyCastine$14,746$82,725$102,847$27,0000.33
SUNY Maritime CollegeThroggs Neck$8,540$79,797$96,393$25,0000.31
National Median$84,187$25,7710.31

Career Paths

Occupations commonly associated with marine transportation graduates

Captains, Mates, and Pilots of Water Vessels

Command or supervise operations of ships and water vessels, such as tugboats and ferryboats. Required to hold license issued by U.S. Coast Guard.

$66,490/yrJobs growth:

Motorboat Operators

Operate small motor-driven boats. May assist in navigational activities.

$66,490/yrJobs growth:

Ship Engineers

Supervise and coordinate activities of crew engaged in operating and maintaining engines, boilers, deck machinery, and electrical, sanitary, and refrigeration equipment aboard ship.

$66,490/yrJobs growth:

Commercial Divers

Work below surface of water, using surface-supplied air or scuba equipment to inspect, repair, remove, or install equipment and structures. May use a variety of power and hand tools, such as drills, sledgehammers, torches, and welding equipment. May conduct tests or experiments, rig explosives, or photograph structures or marine life.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts Maritime Academy, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 103 graduates with reported earnings and 94 graduates with debt data. Small samples may not be representative.