Median Earnings (1yr)
$87,281
74th percentile
Median Debt
$26,542
3% above national median
Debt-to-Earnings
0.30
Manageable
Sample Size
71
Adequate data

Analysis

Northwestern Michigan College's Marine Transportation program launches graduates into immediate high earnings—$87,281 in the first year—that surge to nearly $124,000 by year four. This 42% earnings jump reflects the maritime industry's career progression as graduates move from entry-level deck positions to better-paying officer roles. With debt around $26,500, graduates owe just three months' salary, creating breathing room that's rare even among well-paying technical fields.

The program punches above its weight nationally, placing in the 74th percentile for earnings despite being a community college program. Northwestern is currently the only institution in Michigan offering this bachelor's degree in marine transportation, which speaks to both the program's uniqueness and the specialized nature of maritime careers. The sample size is moderate but sufficient to trust these patterns, particularly given how consistent they are with broader maritime industry trajectories.

The core tradeoff here is geographic: maritime careers typically require working on vessels for extended periods and may involve relocating to major port cities or shipping lanes. But for students drawn to this lifestyle, the financial fundamentals are strong. You're looking at professional-level pay from day one, manageable debt, and clear advancement potential—a combination that makes this program a solid investment for anyone seriously committed to a maritime career.

Where Northwestern Michigan College Stands

Earnings vs. debt across all marine transportation bachelors's programs nationally

Northwestern Michigan CollegeOther marine transportation programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northwestern Michigan College graduates compare to all programs nationally

Northwestern Michigan College graduates earn $87k, placing them in the 74th percentile of all marine transportation bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Marine Transportation bachelors's programs at peer institutions in Michigan

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northwestern Michigan College$87,281$123,697$26,5420.30
National Median$84,187—$25,7710.31

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwestern Michigan College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 71 graduates with reported earnings and 71 graduates with debt data. Small samples may not be representative.