Analysis
An estimated debt load of $16,000 for an associate's degree in accounting sits comfortably below what most graduates of similar programs carry—the national median is around $19,000, and Massachusetts programs typically see about $13,000. With estimated first-year earnings of $37,000 based on national peer programs, the debt-to-earnings ratio of 0.43 suggests this is manageable territory for most graduates. That said, comparable Massachusetts community colleges like Northern Essex and Bunker Hill report actual outcomes in this same earnings range, which provides some confidence that these national estimates aren't wildly off base for the local market.
The practical reality is that an associate's in accounting typically opens doors to bookkeeping, payroll, and entry-level accounting roles—positions that offer steady employment but limited upward mobility without further credentials. The moderate debt load means graduates aren't trapped, but the estimated $37,000 starting salary won't deliver a comfortable margin in the Boston metro area's cost structure. Many successful accounting professionals use the associate's as a stepping stone to a bachelor's degree or CPA certification.
Given the small graduate sample that triggered data suppression here, prospective students should verify current job placement rates directly with Massasoit's accounting department. The estimated figures suggest reasonable value if your child plans to work while pursuing additional credentials, but expect a tight first few years financially if they stop at the associate's level.
Where Massasoit Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Massachusetts
Accounting associates's programs at peer institutions in Massachusetts (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,376 | $37,001* | — | $15,979* | — | |
| $5,688 | $37,960* | $49,609 | $11,633* | 0.31 | |
| $5,520 | $35,602* | $49,823 | $14,250* | 0.40 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Massasoit Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.