Median Earnings (1yr)
$33,107
25th percentile (40th in KY)
Median Debt
$20,089
37% above national median
Debt-to-Earnings
0.61
Manageable
Sample Size
30
Adequate data

Analysis

Maysville Community and Technical College's business certificate program delivers below-average outcomes for Kentucky, landing at the 40th percentile among the state's 21 programs offering this credential. Graduates earn a median of $33,107 one year out—about $2,300 less than the Kentucky median and nearly $6,000 below the national benchmark. Within the state system, peer programs at Owensboro, Elizabethtown, and Gateway all produce significantly stronger first-year earnings, with Owensboro graduates earning roughly $8,000 more annually.

The debt picture compounds the concern. At $20,089, graduates carry about $8,000 more debt than the typical Kentucky business certificate student and nearly $5,400 above the national median. This creates a debt-to-earnings ratio of 0.61—not catastrophic, but concerning when earnings are already trailing benchmarks. You're essentially paying premium debt for below-market outcomes.

For families considering this program, the numbers suggest looking elsewhere within Kentucky's community college system first. If Maysville is the most convenient option due to location, understand that graduates will likely need to be aggressive about job searching beyond the immediate area to justify the investment. The moderate sample size gives reasonable confidence in these figures, making this a genuine affordability concern rather than a statistical quirk.

Where Maysville Community and Technical College Stands

Earnings vs. debt across all business administration, management and operations certificate's programs nationally

Maysville Community and Technical CollegeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Maysville Community and Technical College graduates compare to all programs nationally

Maysville Community and Technical College graduates earn $33k, placing them in the 25th percentile of all business administration, management and operations certificate programs nationally.

Compare to Similar Programs in Kentucky

Business Administration, Management and Operations certificate's programs at peer institutions in Kentucky (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Maysville Community and Technical College$33,107$20,0890.61
Owensboro Community and Technical College$41,251$7,2460.18
Elizabethtown Community and Technical College$40,956$11,5600.28
Gateway Community and Technical College$39,306$13,0000.33
Jefferson Community and Technical College$38,471$11,7700.31
Ashland Community and Technical College$35,588$20,5840.58
National Median$39,085$14,6990.38

Other Business Administration, Management and Operations Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Owensboro Community and Technical College
Owensboro
$4,656$41,251$7,246
Elizabethtown Community and Technical College
Elizabethtown
$4,656$40,956$11,560
Gateway Community and Technical College
Florence
$4,656$39,306$13,000
Jefferson Community and Technical College
Louisville
$4,706$38,471$11,770
Ashland Community and Technical College
Ashland
$4,656$35,588$20,584

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Maysville Community and Technical College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.