Median Earnings (1yr)
$49,172
57th percentile (40th in NJ)
Median Debt
$18,285
29% above national median
Debt-to-Earnings
0.37
Manageable
Sample Size
71
Adequate data

Analysis

MCI Institute delivers slightly above-average national earnings at $49,172, but this masks a concerning reality: the program trails most New Jersey competitors in a state where allied health certificates typically command stronger pay. Landing in just the 40th percentile statewide means graduates here earn nearly $2,150 less than the typical New Jersey certificate holder in this field, and about $7,800 less than students from Bergen Community College who complete similar programs.

The debt picture offers some relief—$18,285 sits below New Jersey's state median and well below the national average, creating a manageable debt-to-earnings ratio of 0.37. For the 42% of students here receiving Pell grants, that matters considerably. The program won't bury graduates in debt, though spending similar tuition dollars at Bergen or American Institute locations might yield meaningfully higher starting salaries.

The value proposition here is straightforward: you'll graduate with reasonable debt but below-average New Jersey earning power. If location or admission factors make MCI the most practical choice, the math still works—just know you're trading some income potential for accessibility. If Bergen Community College is an option, that extra $7,800 annually makes it worth serious consideration.

Where MCI Institute of NJ Stands

Earnings vs. debt across all allied health diagnostic, intervention, and treatment professions certificate's programs nationally

MCI Institute of NJOther allied health diagnostic, intervention, and treatment professions programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How MCI Institute of NJ graduates compare to all programs nationally

MCI Institute of NJ graduates earn $49k, placing them in the 57th percentile of all allied health diagnostic, intervention, and treatment professions certificate programs nationally.

Compare to Similar Programs in New Jersey

Allied Health Diagnostic, Intervention, and Treatment Professions certificate's programs at peer institutions in New Jersey (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
MCI Institute of NJ$49,172—$18,2850.37
Bergen Community College$56,999—$12,6890.22
American Institute of Medical Sciences & Education$53,576$51,382$20,2990.38
American Institute-Clifton$51,318$55,956$42,8490.83
American Institute-Toms River$51,318$55,956$42,8490.83
Healthcare Training Institute$37,085$36,446$20,3120.55
National Median$45,746—$14,1670.31

Other Allied Health Diagnostic, Intervention, and Treatment Professions Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bergen Community College
Paramus
$4,757$56,999$12,689
American Institute of Medical Sciences & Education
Piscataway
—$53,576$20,299
American Institute-Clifton
CLIFTON
—$51,318$42,849
American Institute-Toms River
Toms River
—$51,318$42,849
Healthcare Training Institute
Union
—$37,085$20,312

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At MCI Institute of NJ, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.