Est. Earnings (1yr)
$39,285
Est. from TX median (6 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

A physics bachelor's degree from McMurry looks financially challenging based on what we can infer from comparable programs. With estimated first-year earnings of $39,285—derived from six similar Texas physics programs—this degree would start you at about $8,000 below the national median for physics graduates. The estimated debt of $23,120 puts the debt-to-earnings ratio at 0.59, which is manageable on paper, but that metric only tells part of the story when starting salaries lag peer institutions by such a wide margin.

The competitive landscape in Texas makes this worth serious consideration. Physics programs at Texas Tech and Texas A&M produce graduates earning in the low-to-mid $50,000s in their first year, while UT Austin and UT San Antonio—both public universities—report outcomes in the mid-to-high $30,000s. McMurry's estimated earnings fall right in line with the lower tier of Texas physics programs, but at a private school price point. For a student interested in physics who has the academic credentials (McMurry's average SAT is 1072), the public university options offer similar or better earning potential with likely lower costs.

The real question is whether McMurry offers something specific—like smaller class sizes or research opportunities—that justifies starting your career $14,000 behind Texas Tech graduates. If your child is set on McMurry for other reasons, a physics degree won't saddle them with crushing debt, but it won't provide the financial launching pad that physics graduates typically expect either.

Where McMurry University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Texas

Physics bachelors's programs at peer institutions in Texas (40 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
McMurry UniversityAbilene$31,372$39,285*—$23,120*—
Texas Tech UniversityLubbock$11,852$57,435*—$25,000*0.44
Texas A&M University-College StationCollege Station$13,099$53,329*—$17,522*0.33
Texas State UniversitySan Marcos$11,450$41,737*—$23,500*0.56
The University of Texas at AustinAustin$11,678$36,832*$76,239$20,333*0.55
The University of Texas at San AntonioSan Antonio$8,991$36,328*—$27,508*0.76
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At McMurry University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in TX. Actual outcomes may vary.