Median Earnings (1yr)
$69,684
95th percentile
60th percentile in California
Median Debt
$24,500
5% above national median

Analysis

Menlo College's finance program launches graduates at nearly $70,000β€”$16,000 above the national median and placing them in the 95th percentile nationally. That's impressive until you look closer: among California's 25 finance programs, this lands at just the 60th percentile, and graduates here carry $24,500 in debt versus a state median of $15,663. The small sample size (under 30 graduates) means these numbers could swing significantly year to year, making this more of a snapshot than a reliable pattern.

The debt-to-earnings ratio of 0.35 is manageableβ€”graduates earn roughly three times their debt in that first year. But the real question is whether this represents good value when nearby Santa Clara and University of San Francisco place graduates $10,000-$15,000 higher with similar or better debt profiles. Menlo's 68% admission rate suggests less selectivity than top-tier competitors, yet the outcomes land solidly in the middle of California's finance landscape.

For families prioritizing immediate earning power over national prestige, this worksβ€”$70,000 beats most states' finance programs. But if you're already paying California tuition rates and taking on above-state-average debt, understand that several accessible California programs deliver stronger outcomes. The small cohort size also means less networking power and more volatility in results. This is a defensible choice for a student who thrives in smaller settings, not a financial slam dunk.

Where Menlo College Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How Menlo College graduates compare to all programs nationally

Compare to Similar Programs in California

Finance and Financial Management Services bachelors's programs at peer institutions in California (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Menlo CollegeAtherton$51,070$69,684β€”$24,5000.35
Santa Clara UniversitySanta Clara$59,241$79,929$106,444$16,2010.20
University of Phoenix-CaliforniaOntarioβ€”$70,963$59,017$48,4690.68
Loyola Marymount UniversityLos Angeles$58,974$70,542$90,660$19,5000.28
University of San FranciscoSan Francisco$58,222$64,972$98,950$24,3470.37
University of San DiegoSan Diego$56,444$64,819$88,295$23,5080.36
National Medianβ€”$53,590β€”$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Menlo College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.