Median Earnings (1yr)
$69,684
95th percentile (60th in CA)
Median Debt
$24,500
5% above national median
Debt-to-Earnings
0.35
Manageable
Sample Size
24
Limited data

Analysis

Menlo College's finance program launches graduates at nearly $70,000—$16,000 above the national median and placing them in the 95th percentile nationally. That's impressive until you look closer: among California's 25 finance programs, this lands at just the 60th percentile, and graduates here carry $24,500 in debt versus a state median of $15,663. The small sample size (under 30 graduates) means these numbers could swing significantly year to year, making this more of a snapshot than a reliable pattern.

The debt-to-earnings ratio of 0.35 is manageable—graduates earn roughly three times their debt in that first year. But the real question is whether this represents good value when nearby Santa Clara and University of San Francisco place graduates $10,000-$15,000 higher with similar or better debt profiles. Menlo's 68% admission rate suggests less selectivity than top-tier competitors, yet the outcomes land solidly in the middle of California's finance landscape.

For families prioritizing immediate earning power over national prestige, this works—$70,000 beats most states' finance programs. But if you're already paying California tuition rates and taking on above-state-average debt, understand that several accessible California programs deliver stronger outcomes. The small cohort size also means less networking power and more volatility in results. This is a defensible choice for a student who thrives in smaller settings, not a financial slam dunk.

Where Menlo College Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Menlo CollegeOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Menlo College graduates compare to all programs nationally

Menlo College graduates earn $70k, placing them in the 95th percentile of all finance and financial management services bachelors programs nationally.

Compare to Similar Programs in California

Finance and Financial Management Services bachelors's programs at peer institutions in California (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Menlo College$69,684—$24,5000.35
Santa Clara University$79,929$106,444$16,2010.20
University of Phoenix-California$70,963$59,017$48,4690.68
Loyola Marymount University$70,542$90,660$19,5000.28
University of San Francisco$64,972$98,950$24,3470.37
University of San Diego$64,819$88,295$23,5080.36
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Santa Clara University
Santa Clara
$59,241$79,929$16,201
University of Phoenix-California
Ontario
—$70,963$48,469
Loyola Marymount University
Los Angeles
$58,974$70,542$19,500
University of San Francisco
San Francisco
$58,222$64,972$24,347
University of San Diego
San Diego
$56,444$64,819$23,508

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Menlo College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.