Finance and Financial Management Services at University of San Diego
Bachelor's Degree
Analysis
University of San Diego's finance program launches graduates into solid early-career positions at $64,819, then delivers impressive momentum with earnings jumping 36% to $88,295 by year four. This trajectory outperforms 87% of finance programs nationally and lands graduates well above the national median of $53,590. However, context matters: among California's 25 finance programs, USD sits in the middle of the pack at the 60th percentile, trailing UC and other private competitors who place graduates into higher-paying Bay Area roles.
The debt picture tells an interesting story. At $23,508, borrowing aligns almost exactly with the national median for finance programs, creating a manageable 0.36 debt-to-earnings ratio. But California finance graduates typically carry just $15,663 in debt—$8,000 less than USD students. The higher price tag reflects USD's private school tuition without the corresponding premium that top California programs command in graduate outcomes.
For families comparing options, USD offers a clear upward trajectory that validates the investment, particularly if your student prefers Southern California over the Bay Area job market. The strong year-four earnings suggest graduates successfully transition into analyst and associate roles at financial institutions. Just recognize you're paying a premium over UC options for the private school experience, not for superior career outcomes relative to other California finance programs.
Where University of San Diego Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of San Diego graduates compare to all programs nationally
University of San Diego graduates earn $65k, placing them in the 87th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Finance and Financial Management Services bachelors's programs at peer institutions in California (25 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of San Diego | $64,819 | $88,295 | $23,508 | 0.36 |
| Santa Clara University | $79,929 | $106,444 | $16,201 | 0.20 |
| University of Phoenix-California | $70,963 | $59,017 | $48,469 | 0.68 |
| Loyola Marymount University | $70,542 | $90,660 | $19,500 | 0.28 |
| Menlo College | $69,684 | — | $24,500 | 0.35 |
| University of San Francisco | $64,972 | $98,950 | $24,347 | 0.37 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Santa Clara University Santa Clara | $59,241 | $79,929 | $16,201 |
| University of Phoenix-California Ontario | — | $70,963 | $48,469 |
| Loyola Marymount University Los Angeles | $58,974 | $70,542 | $19,500 |
| Menlo College Atherton | $51,070 | $69,684 | $24,500 |
| University of San Francisco San Francisco | $58,222 | $64,972 | $24,347 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of San Diego, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 133 graduates with reported earnings and 129 graduates with debt data. Small samples may not be representative.