Median Earnings (1yr)
$41,493
5th percentile (25th in NY)
Median Debt
$27,000
8% above national median
Debt-to-Earnings
0.65
Manageable
Sample Size
40
Adequate data

Analysis

The numbers tell a clear story: Mercy's accounting graduates start significantly behind their peers, earning $10,000 less than the typical New York accounting graduate in their first year. That 25th percentile ranking in New York and bottom-5th nationally is concerning—particularly when you consider that nearby programs at Fordham, Syracuse, and even SUNY Binghamton produce graduates earning 50-80% more right out of the gate. The $27,000 in debt sits near national and state medians, but that's cold comfort when initial earnings lag so far behind.

The 56% earnings growth to $64,816 by year four deserves attention—it suggests graduates do eventually find their footing in the field. However, that still trails many peer programs whose graduates start where Mercy's finish. For a family weighing this against other New York options, the question becomes whether saving on tuition (Mercy serves a predominantly moderate-income population) justifies the earnings gap, or whether a SUNY program might deliver better value with stronger placement outcomes.

The bottom line: Unless Mercy offers substantially lower tuition than alternatives, or your child has compelling reasons to attend this specific school, stronger accounting programs exist throughout New York that better position graduates for immediate career success. The delayed earnings trajectory means starting your career at a disadvantage that may take years to overcome.

Where Mercy University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Mercy UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mercy University graduates compare to all programs nationally

Mercy University graduates earn $41k, placing them in the 5th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Accounting bachelors's programs at peer institutions in New York (76 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mercy University$41,493$64,816$27,0000.65
Fordham University$76,473$96,453$23,9700.31
Syracuse University$75,294$85,784$27,0000.36
Binghamton University$74,151$84,365$19,5000.26
Marist University$71,436$79,786$23,2500.33
Molloy University$70,344$84,281$27,0000.38
National Median$53,694—$25,0000.47

Other Accounting Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Fordham University
Bronx
$61,992$76,473$23,970
Syracuse University
Syracuse
$63,061$75,294$27,000
Binghamton University
Vestal
$10,363$74,151$19,500
Marist University
Poughkeepsie
$46,140$71,436$23,250
Molloy University
Rockville Centre
$37,840$70,344$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercy University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 40 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.