Behavioral Sciences at Mercy University

A behavioral sciences bachelor's at Mercy University comes with an estimated debt burden of $26,865—nearly three-quarters of what similar programs nationally suggest graduates earn in their first year. With projected earnings around $35,410, that's a debt-to-income ratio of 0.76, meaning graduates would carry about nine months' salary in student loans. While this sits right at the national median for both debt and earnings in behavioral sciences programs, it's worth considering whether that's actually reassuring given the field's modest starting salaries.

The reality is that behavioral sciences is a foundation for further study more than a direct career path. Many graduates pursue social work, counseling, or human resources roles that often require additional credentials to advance. That means the $26,865 debt figure could be just the beginning if graduate school is in the picture. Meanwhile, with nearly half of Mercy's students receiving Pell grants, affordability matters acutely for families who may already be stretching to make college work.

For families evaluating this program, the key question is whether your child has a clear plan for what comes after the degree. If behavioral sciences is a stepping stone to graduate work, factor in that future debt alongside these estimates. If it's intended as a terminal degree leading straight to work, understand that entry-level salaries in this field require careful budgeting to manage loan repayment while building a career.