Analysis
A language degree that leaves graduates with roughly $20,000 in debt while earning nearly $37,500 in their first year creates a manageable starting position—at least compared to many humanities programs. Mercy's figures, estimated from similar language programs across New York, suggest a debt burden that's just over half a year's salary, which is reasonable territory for a bachelor's degree. With 47% of students on Pell grants, this accessibility matters: families without deep pockets need programs that don't require decades to pay off.
The challenge is that first-year earnings across New York's Romance language programs cluster tightly around this $37,000 mark, meaning there's limited room for standout performance. Elite programs like Columbia and Colgate push past $50,000, but those outcomes reflect different student populations and career trajectories. For Mercy graduates, the more relevant comparison is whether these estimated earnings align with typical entry points for language majors—translation work, education, nonprofit roles—where starting salaries often lag other fields but provide different long-term value through career switching or graduate school.
The practical question is whether your child plans to leverage language skills into a higher-paying field (business, government, tech) or pursue graduate study where the bachelor's is just a foundation. The debt load won't be crushing either way, but language degrees rarely command premium salaries straight out of college. If this is a stepping stone to something specific, the numbers work. If it's the endpoint, expect modest but stable earning potential.
Where Mercy University Stands
Earnings vs. debt across all romance languages, literatures, and linguistics bachelors's programs nationally
Compare to Similar Programs in New York
Romance Languages, Literatures, and Linguistics bachelors's programs at peer institutions in New York (75 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $22,106 | $37,442* | — | $19,625* | — | |
| $69,045 | $54,327* | $52,718 | $20,250* | 0.37 | |
| $67,024 | $53,541* | $65,215 | $16,900* | 0.32 | |
| $7,358 | $46,882* | — | —* | — | |
| $61,992 | $44,073* | $52,464 | $27,000* | 0.61 | |
| $10,560 | $43,821* | $57,201 | $19,212* | 0.44 | |
| National Median | — | $34,497* | — | $22,722* | 0.66 |
Career Paths
Occupations commonly associated with romance languages, literatures, and linguistics graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercy University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 19 similar programs in NY. Actual outcomes may vary.