Analysis
Social work programs in Pennsylvania cluster tightly around $36,000-$37,000 in first-year earnings, and Mercyhurst's estimated outcomes sit squarely in this range. Based on comparable bachelor's programs across the state, graduates typically earn around $36,300 while carrying roughly $27,000 in debt—a 0.74 ratio that's manageable but requires careful planning. For context, this matches both the state and national medians almost exactly, suggesting social work pays consistently regardless of where you earn the degree.
What matters more here is understanding social work's career trajectory. The field prioritizes credentials and experience over institutional prestige—your child will likely need a master's degree for clinical work and higher earnings anyway. The estimated debt load is reasonable for a helping profession, but $36,000 annually means your graduate will be living frugally while building toward licensure. Pennsylvania's robust social services sector offers steady employment, though Erie's smaller job market may push graduates toward Pittsburgh or Philadelphia for better opportunities.
The baseline affordability looks sound: debt roughly three-quarters of first-year income is workable with federal loan repayment plans. But confirm Mercyhurst's actual net price for your family before committing, since these estimates can't tell you whether their financial aid package will keep borrowing in this range. If the real debt load stays near $27,000, this represents a practical path into a stable, if modestly paid, profession.
Where Mercyhurst University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Social Work bachelors's programs at peer institutions in Pennsylvania (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $44,510 | $36,299* | — | $27,000* | — | |
| $21,524 | $40,836* | $40,913 | $22,000* | 0.54 | |
| $22,082 | $39,055* | $46,307 | $27,000* | 0.69 | |
| $35,570 | $37,453* | — | $33,206* | 0.89 | |
| $13,544 | $37,206* | $42,457 | $26,982* | 0.73 | |
| $11,230 | $37,135* | $39,647 | $26,624* | 0.72 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercyhurst University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in PA. Actual outcomes may vary.