Analysis
A debt-to-earnings ratio of 0.49 suggests manageable borrowing for Metropolitan Learning Institute's accounting graduates, though both the debt and salary figures come from comparable New York programs rather than this school's actual outcomes. Based on the state median of $51,525, graduates would face monthly loan payments around $280—roughly 7% of gross income—which falls within conventional affordability guidelines for a bachelor's degree.
The estimated first-year earnings align with New York's median for accounting programs but trail the national median of $53,694. More significantly, they fall well short of what top-tier New York programs produce—Fordham and Syracuse accounting graduates earn above $75,000, nearly 50% more than the state average. For a school serving predominantly Pell-eligible students (78%), this gap matters: the financial cushion between entry-level accounting salaries and student debt payments is thinner when starting earnings hover around $51,000 rather than $70,000+.
The fundamental challenge is uncertainty. Without this school's actual graduate outcomes, you're evaluating whether to invest based on what similar programs typically produce rather than proven results. If your family is debt-averse or your child isn't confident about completing the degree and passing the CPA exam, that ambiguity becomes a meaningful risk. Accounting credentials generally offer clear career paths with predictable hiring, but you'll want direct conversations with the school about job placement rates and employer relationships before committing.
Where Metropolitan Learning Institute Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in New York
Accounting bachelors's programs at peer institutions in New York (76 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $51,525* | — | $25,363* | — | |
| $61,992 | $76,473* | $96,453 | $23,970* | 0.31 | |
| $63,061 | $75,294* | $85,784 | $27,000* | 0.36 | |
| $10,363 | $74,151* | $84,365 | $19,500* | 0.26 | |
| $46,140 | $71,436* | $79,786 | $23,250* | 0.33 | |
| $37,840 | $70,344* | $84,281 | $27,000* | 0.38 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Metropolitan Learning Institute, approximately 78% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 45 similar programs in NY. Actual outcomes may vary.