Analysis
Miami University graduates in microbiology and immunology carry $27,000 in debtβslightly above the state median of $23,750 but well below the national median of $21,868 only in absolute terms. The concerning part is what those loans buy: estimated first-year earnings around $38,000, based on the national median for this bachelor's degree. That produces a debt-to-earnings ratio of 0.71, which is actually quite manageable compared to many science programs, but the initial salary itself feels modest for a rigorous laboratory science requiring extensive coursework in cellular biology, genetics, and immunology.
The picture brightens considerably by year four, when median earnings reach $61,315βa jump that suggests many graduates move into research roles, pharmaceutical positions, or graduate programs that improve their market position. This pattern is typical for microbiology programs that serve as pre-professional training for medical school, veterinary school, or PhD programs in the biomedical sciences. The challenge is bridging those first few years when lab technician or quality control positions may be the primary entry points.
For families considering this major, the key question is whether your student plans to stop at the bachelor's level or continue their education. If medical or graduate school is the goal, this represents reasonable preparation debt. If they're planning to enter the workforce immediately, they should understand that career advancement in microbiology typically requires either additional credentials or several years of experience before salaries become truly comfortable.
Where Miami University-Oxford Stands
Earnings vs. debt across all microbiological sciences and immunology bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Miami University-Oxford | β | $61,315 | β |
| San Francisco State University | $56,071 | $73,604 | +31% |
| University of California-Davis | $46,005 | $72,431 | +57% |
| University of Massachusetts-Amherst | $47,331 | $62,835 | +33% |
| Ohio State University-Main Campus | $37,592 | $52,639 | +40% |
Compare to Similar Programs in Ohio
Microbiological Sciences and Immunology bachelors's programs at peer institutions in Ohio (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,809 | $38,040* | $61,315 | $27,000 | β | |
| $12,859 | $37,592* | $52,639 | $20,500 | 0.55 | |
| National Median | β | $38,040* | β | $21,868 | 0.57 |
Career Paths
Occupations commonly associated with microbiological sciences and immunology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical and Health Services Managers
Medical Scientists, Except Epidemiologists
Microbiologists
Epidemiologists
Biological Science Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Biological Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami University-Oxford, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 57 similar programs. Actual outcomes may vary.