Median Earnings (1yr)
$47,951
46th percentile (60th in MI)
Median Debt
$21,500
At national median
Debt-to-Earnings
0.45
Manageable
Sample Size
58
Adequate data

Analysis

Michigan State's mathematics program lands squarely in the middle of the pack nationally, but that national view misses an important detail: within Michigan, this program outperforms 60% of other mathematics programs despite charging below the state's typical debt load. At $21,500 in student loans versus Michigan's $25,125 median, MSU offers a $3,600 discount on borrowing while delivering median-level earnings for the state.

The earnings trajectory shows healthy 13% growth from $47,951 to $54,324 over four years, reaching within striking distance of the national 75th percentile. The debt-to-earnings ratio of 0.45 is manageable—graduates are borrowing less than half their first-year salary. While Michigan's flagship program in Ann Arbor produces significantly higher earners ($80,676), it likely comes with steeper costs and more selective admission. MSU's 84% acceptance rate makes this outcome accessible to a broader range of students.

For families prioritizing reasonable debt and solid career prospects, this checks the necessary boxes. The program won't catapult your child to the top of the earnings ladder, but it provides legitimate upward mobility at a price point that won't force difficult financial decisions after graduation. The combination of below-average borrowing and above-average state performance makes this a sensible middle-ground choice.

Where Michigan State University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Michigan State UniversityOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Michigan State University graduates compare to all programs nationally

Michigan State University graduates earn $48k, placing them in the 46th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Mathematics bachelors's programs at peer institutions in Michigan (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Michigan State University$47,951$54,324$21,5000.45
University of Michigan-Ann Arbor$80,676$97,139$21,5890.27
Grand Valley State University$45,349$46,279$27,0000.60
National Median$48,772—$21,5000.44

Other Mathematics Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Michigan-Ann Arbor
Ann Arbor
$17,228$80,676$21,589
Grand Valley State University
Allendale
$14,628$45,349$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Michigan State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 58 graduates with reported earnings and 72 graduates with debt data. Small samples may not be representative.