Analysis
Michigan State's mathematics program lands squarely in the middle of the pack nationally, but that national view misses an important detail: within Michigan, this program outperforms 60% of other mathematics programs despite charging below the state's typical debt load. At $21,500 in student loans versus Michigan's $25,125 median, MSU offers a $3,600 discount on borrowing while delivering median-level earnings for the state.
The earnings trajectory shows healthy 13% growth from $47,951 to $54,324 over four years, reaching within striking distance of the national 75th percentile. The debt-to-earnings ratio of 0.45 is manageable—graduates are borrowing less than half their first-year salary. While Michigan's flagship program in Ann Arbor produces significantly higher earners ($80,676), it likely comes with steeper costs and more selective admission. MSU's 84% acceptance rate makes this outcome accessible to a broader range of students.
For families prioritizing reasonable debt and solid career prospects, this checks the necessary boxes. The program won't catapult your child to the top of the earnings ladder, but it provides legitimate upward mobility at a price point that won't force difficult financial decisions after graduation. The combination of below-average borrowing and above-average state performance makes this a sensible middle-ground choice.
Where Michigan State University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How Michigan State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Michigan State University | $47,951 | $54,324 | +13% |
| Massachusetts Institute of Technology | $109,288 | $180,882 | +66% |
| Cornell University | $87,251 | $127,962 | +47% |
| University of Michigan-Ann Arbor | $80,676 | $97,139 | +20% |
| Grand Valley State University | $45,349 | $46,279 | +2% |
Compare to Similar Programs in Michigan
Mathematics bachelors's programs at peer institutions in Michigan (31 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $15,988 | $47,951 | $54,324 | $21,500 | 0.45 | |
| $17,228 | $80,676 | $97,139 | $21,589 | 0.27 | |
| $14,628 | $45,349 | $46,279 | $27,000 | 0.60 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Michigan State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 58 graduates with reported earnings and 72 graduates with debt data. Small samples may not be representative.