Mathematics at University of Michigan-Ann Arbor
Bachelor's Degree
Analysis
A University of Michigan mathematics degree commands earnings nearly double the national median for the field—$80,676 versus $48,772 in the first year. Among the 31 Michigan schools offering mathematics programs, this ranks in the 95th percentile, substantially outpacing even Michigan State's median of $47,951. That premium holds nationally too, placing graduates in the top 5% of math majors across 1,200+ programs. The debt load of $21,589 sits right at the national median, creating an exceptionally favorable 0.27 debt-to-earnings ratio that means graduates can theoretically pay off loans with just over three months of income.
The strong earnings trajectory—reaching $97,139 by year four—suggests graduates are moving into high-value roles in tech, finance, or quantitative fields where Michigan's brand carries weight. This isn't just about starting strong; it's about sustained earning power. For anxious parents, this represents about as solid an investment as you'll find in mathematics education: elite-school earnings without crushing debt, powered by Michigan's recruiting pipeline into competitive industries. The 18% admission rate means getting in is the real hurdle, not paying off the degree afterward.
Where University of Michigan-Ann Arbor Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Michigan-Ann Arbor graduates compare to all programs nationally
University of Michigan-Ann Arbor graduates earn $81k, placing them in the 95th percentile of all mathematics bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Michigan
Mathematics bachelors's programs at peer institutions in Michigan (31 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Michigan-Ann Arbor | $80,676 | $97,139 | $21,589 | 0.27 |
| Michigan State University | $47,951 | $54,324 | $21,500 | 0.45 |
| Grand Valley State University | $45,349 | $46,279 | $27,000 | 0.60 |
| National Median | $48,772 | — | $21,500 | 0.44 |
Other Mathematics Programs in Michigan
Compare tuition, earnings, and debt across Michigan schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Michigan State University East Lansing | $15,988 | $47,951 | $21,500 |
| Grand Valley State University Allendale | $14,628 | $45,349 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Ann Arbor, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 115 graduates with reported earnings and 94 graduates with debt data. Small samples may not be representative.