Median Earnings (1yr)
$28,695
27th percentile (40th in OK)
Median Debt
$38,458
51% above national median
Debt-to-Earnings
1.34
Elevated
Sample Size
46
Adequate data

Analysis

A psychology degree from Mid-America Christian carries significantly higher debt than virtually any competing program—ranking in just the 5th percentile nationally—while delivering below-average early career earnings. At $38,458 in median debt against $28,695 in first-year earnings, graduates face a debt burden 1.3 times their starting salary. That's roughly $17,000 more debt than the typical Oklahoma psychology graduate takes on, yet earnings come in about $3,600 below the state median. Even among Oklahoma's 22 psychology programs, this ranks only at the 40th percentile for earnings while carrying substantially higher debt loads than schools like Cameron or East Central, which both pay better and cost less.

The concerning part isn't just the numbers in isolation—it's the opportunity cost. Several public universities in Oklahoma produce psychology graduates earning $32,000-$36,000 annually with debt closer to $22,000. That difference compounds quickly: an extra $15,000 in debt means roughly $170 more in monthly payments over ten years, while you're simultaneously earning less than peers from other programs.

For families considering this program, the math is straightforward: you'll likely pay more and earn less than at alternative Oklahoma schools. Unless there are compelling non-financial reasons to attend Mid-America Christian specifically—campus fit, faith alignment, or specialized support services—this represents a difficult financial starting point for a psychology career that typically requires graduate education anyway.

Where Mid-America Christian University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Mid-America Christian UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mid-America Christian University graduates compare to all programs nationally

Mid-America Christian University graduates earn $29k, placing them in the 27th percentile of all psychology bachelors programs nationally.

Compare to Similar Programs in Oklahoma

Psychology bachelors's programs at peer institutions in Oklahoma (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mid-America Christian University$28,695—$38,4581.34
Cameron University$36,464$35,594$27,6250.76
University of Tulsa$34,699$41,811$21,5000.62
East Central University$34,597$32,764$15,0000.43
University of Oklahoma-Norman Campus$32,657$51,999$21,7000.66
Southeastern Oklahoma State University$32,324$43,522$13,4350.42
National Median$31,482—$25,5000.81

Other Psychology Programs in Oklahoma

Compare tuition, earnings, and debt across Oklahoma schools

SchoolIn-State TuitionEarnings (1yr)Debt
Cameron University
Lawton
$6,900$36,464$27,625
University of Tulsa
Tulsa
$48,602$34,699$21,500
East Central University
Ada
$8,032$34,597$15,000
University of Oklahoma-Norman Campus
Norman
$9,595$32,657$21,700
Southeastern Oklahoma State University
Durant
$7,200$32,324$13,435

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mid-America Christian University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.