Analysis
A debt-to-earnings ratio of 0.59 looks manageable on paper, but the challenge here is that both figures are national estimates rather than outcomes specific to MidAmerica Nazarene. Peer chemistry programs across the country suggest first-year earnings around $42,600 and debt near $25,000—though Kansas programs typically perform slightly better, with median earnings of $44,000. For context, Kansas public universities like Fort Hays State and Wichita State report actual outcomes in the $43,700-$44,200 range, which suggests the estimates may be reasonable for the region. Chemistry degrees generally lead to stable lab and technical roles, so the fundamentals are sound.
The uncertainty matters because small variations make a difference at this earnings level. If actual outcomes fall below the estimate—say closer to $38,000—that $25,000 in debt becomes harder to manage in the critical early years. Conversely, if MidAmerica Nazarene's career services or regional connections help graduates land positions above the median, the investment strengthens considerably. The school's 73% admission rate and modest test scores suggest a less selective environment, which sometimes correlates with more varied outcomes.
Without actual data, you're betting on this program performing roughly like the national average. If your child is committed to chemistry and values the smaller campus environment, that's a calculated risk many families accept. But if other Kansas schools with proven track records are affordable options, those offer more certainty about what you're buying.
Where MidAmerica Nazarene University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Kansas
Chemistry bachelors's programs at peer institutions in Kansas (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,120 | $42,581* | — | $24,994* | — | |
| $5,633 | $44,261* | $42,980 | $31,000* | 0.70 | |
| $9,322 | $43,740* | $41,713 | $26,000* | 0.59 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At MidAmerica Nazarene University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.