Median Earnings (1yr)
$36,446
60th percentile (40th in MA)
Median Debt
$7,551
46% below national median
Debt-to-Earnings
0.21
Manageable
Sample Size
86
Adequate data

Analysis

Middlesex Community College's business program offers something rare: strong earnings growth combined with remarkably low debt. Graduates earn $36,446 initially—slightly below Massachusetts' median of $37,350 for this program—but that figure jumps to $49,371 by year four, a 36% increase that outpaces most community college programs. The $7,551 in median debt ranks in the 95th percentile nationally (meaning 95% of similar programs leave students with more debt), creating an exceptional 0.21 debt-to-earnings ratio that students can realistically pay down in months rather than years.

The program's placement in the 40th percentile among Massachusetts business programs deserves context. While regional competitors like Northern Essex ($46,439 starting) and Mount Wachusett ($43,503 starting) show stronger immediate outcomes, Middlesex students catch up significantly through that four-year earnings trajectory. The minimal debt load matters here—a few thousand dollars less in loans can offset a modest earnings gap, especially for students who need to work while building their careers.

For families weighing cost versus outcomes, this represents a low-risk entry point into business careers. The combination of minimal borrowing and solid earnings growth means graduates gain flexibility to pursue opportunities without the constraint of heavy loan payments, and the program's upward trajectory suggests it's preparing students for advancement rather than entry-level stagnation.

Where Middlesex Community College Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Middlesex Community CollegeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Middlesex Community College graduates compare to all programs nationally

Middlesex Community College graduates earn $36k, placing them in the 60th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Business Administration, Management and Operations associates's programs at peer institutions in Massachusetts (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Middlesex Community College$36,446$49,371$7,5510.21
Northern Essex Community College$46,439$40,782$11,0000.24
Mount Wachusett Community College$43,503$44,065$11,0000.25
Quinsigamond Community College$42,028$52,730$14,6710.35
Roxbury Community College$41,032$40,588——
Massasoit Community College$38,255$38,338$10,7380.28
National Median$33,977—$13,9800.41

Other Business Administration, Management and Operations Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northern Essex Community College
Haverhill
$5,688$46,439$11,000
Mount Wachusett Community College
Gardner
$6,000$43,503$11,000
Quinsigamond Community College
Worcester
$5,974$42,028$14,671
Roxbury Community College
Roxbury Crossing
$5,784$41,032—
Massasoit Community College
Brockton
$5,376$38,255$10,738

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Middlesex Community College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 86 graduates with reported earnings and 157 graduates with debt data. Small samples may not be representative.