Median Earnings (1yr)
$31,451
79th percentile (60th in MA)
Median Debt
$7,928
28% below national median
Debt-to-Earnings
0.25
Manageable
Sample Size
133
Adequate data

Analysis

Middlesex Community College's liberal arts associate's degree outperforms most similar programs nationally while keeping debt remarkably low—a combination that makes it one of Massachusetts' better community college options. Graduates earn $31,451 in their first year, placing the program in the 79th percentile nationally and comfortably above both the national median of $27,248 and Massachusetts' state median of $31,206. More impressive is the earnings trajectory: by year four, median pay reaches $40,585, a 29% increase that puts graduates within striking distance of Harvard's liberal arts associate grads. The debt load of $7,928 translates to a debt-to-earnings ratio of just 0.25, meaning graduates owe less than three months of their first year's salary.

The program sits in the 60th percentile among Massachusetts liberal arts programs—solid middle-of-the-pack positioning in a competitive state market. While it trails Bunker Hill and MassBay, it beats half of the state's offerings and costs substantially less than private alternatives. For families looking at community college as an affordable path to either workforce entry or transfer to a four-year school, this represents reasonable value. The strong earnings growth suggests graduates are finding decent employment or successfully continuing their education, and the manageable debt means they retain financial flexibility for either path.

Where Middlesex Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Middlesex Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Middlesex Community College graduates compare to all programs nationally

Middlesex Community College graduates earn $31k, placing them in the 79th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Massachusetts (30 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Middlesex Community College$31,451$40,585$7,9280.25
Harvard University$40,995—$20,1260.49
Bunker Hill Community College$38,348$43,772$9,5850.25
Massachusetts Bay Community College$37,790$40,888$8,7500.23
Quinsigamond Community College$33,524$39,910$14,2500.43
North Shore Community College$33,353$42,505$9,0000.27
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Harvard University
Cambridge
$59,076$40,995$20,126
Bunker Hill Community College
Boston
$5,520$38,348$9,585
Massachusetts Bay Community College
Wellesley Hills
$5,616$37,790$8,750
Quinsigamond Community College
Worcester
$5,974$33,524$14,250
North Shore Community College
Danvers
$5,352$33,353$9,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Middlesex Community College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 133 graduates with reported earnings and 272 graduates with debt data. Small samples may not be representative.