Median Earnings (1yr)
$44,021
30th percentile (40th in NE)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.61
Manageable
Sample Size
76
Adequate data

Analysis

Midland University's business program graduates earn about 10% less than other Nebraska business majors—a significant gap in a state where this degree typically pays around $50,000. At $44,021 in the first year, these graduates trail not just in-state competitors like Bellevue University ($58,128) but also the national median by roughly $3,500. The earnings trajectory offers little optimism: four years out, graduates see only a 3% bump to $45,164, suggesting limited room for advancement compared to peers whose salaries typically grow more substantially in those crucial early career years.

The debt load of $27,000 isn't dramatically higher than state or national norms, resulting in a manageable 0.61 debt-to-earnings ratio. However, the combination of below-average starting pay and minimal earnings growth means graduates will be paying off those loans while earning less than most Nebraska business degree holders. The 40th percentile state ranking tells the story clearly: this program underperforms three out of five comparable options within Nebraska.

For Nebraska families, this represents a real opportunity cost. Unless Midland offers compelling non-financial benefits—like specific industry connections or location advantages—prospective students should seriously consider the state's stronger-performing business programs, where the same investment yields noticeably better returns.

Where Midland University Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Midland UniversityOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Midland University graduates compare to all programs nationally

Midland University graduates earn $44k, placing them in the 30th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Nebraska

Business/Commerce bachelors's programs at peer institutions in Nebraska (6 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Midland University$44,021$45,164$27,0000.61
Bellevue University$58,128$62,220$27,0250.46
Concordia University-Nebraska$51,159$50,167$25,2500.49
Nebraska Wesleyan University$49,372$64,443$26,7500.54
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Nebraska

Compare tuition, earnings, and debt across Nebraska schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bellevue University
Bellevue
$8,886$58,128$27,025
Concordia University-Nebraska
Seward
$39,330$51,159$25,250
Nebraska Wesleyan University
Lincoln
$41,658$49,372$26,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Midland University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 76 graduates with reported earnings and 82 graduates with debt data. Small samples may not be representative.