Business/Commerce at Midland University
Bachelor's Degree
Analysis
Midland University's business program graduates earn about 10% less than other Nebraska business majors—a significant gap in a state where this degree typically pays around $50,000. At $44,021 in the first year, these graduates trail not just in-state competitors like Bellevue University ($58,128) but also the national median by roughly $3,500. The earnings trajectory offers little optimism: four years out, graduates see only a 3% bump to $45,164, suggesting limited room for advancement compared to peers whose salaries typically grow more substantially in those crucial early career years.
The debt load of $27,000 isn't dramatically higher than state or national norms, resulting in a manageable 0.61 debt-to-earnings ratio. However, the combination of below-average starting pay and minimal earnings growth means graduates will be paying off those loans while earning less than most Nebraska business degree holders. The 40th percentile state ranking tells the story clearly: this program underperforms three out of five comparable options within Nebraska.
For Nebraska families, this represents a real opportunity cost. Unless Midland offers compelling non-financial benefits—like specific industry connections or location advantages—prospective students should seriously consider the state's stronger-performing business programs, where the same investment yields noticeably better returns.
Where Midland University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Midland University graduates compare to all programs nationally
Midland University graduates earn $44k, placing them in the 30th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Nebraska
Business/Commerce bachelors's programs at peer institutions in Nebraska (6 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Midland University | $44,021 | $45,164 | $27,000 | 0.61 |
| Bellevue University | $58,128 | $62,220 | $27,025 | 0.46 |
| Concordia University-Nebraska | $51,159 | $50,167 | $25,250 | 0.49 |
| Nebraska Wesleyan University | $49,372 | $64,443 | $26,750 | 0.54 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Nebraska
Compare tuition, earnings, and debt across Nebraska schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Bellevue University Bellevue | $8,886 | $58,128 | $27,025 |
| Concordia University-Nebraska Seward | $39,330 | $51,159 | $25,250 |
| Nebraska Wesleyan University Lincoln | $41,658 | $49,372 | $26,750 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Midland University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 76 graduates with reported earnings and 82 graduates with debt data. Small samples may not be representative.