Business/Commerce at Midway University
Bachelor's Degree
Analysis
Midway University's business graduates start at $38,334—well below both the national median ($47,506) and Kentucky's median ($41,280) for business majors. That's a gap of roughly $9,000 compared to the typical Kentucky business program and nearly $19,000 behind top in-state options like Sullivan University or UK. For a program at the 40th percentile statewide, this suggests middle-of-the-road outcomes in a state where business education varies widely in quality.
The debt load of $26,000 is exactly average for business programs both nationally and in Kentucky, making the 0.68 debt-to-earnings ratio manageable but unexceptional. Graduates can expect steady income growth—from $38,334 to $44,658 over four years—though even after that increase, they're still trailing what most Kentucky business graduates earn right out of college. The school's 95% admission rate and 46% Pell Grant population indicate accessibility, but not necessarily the networking advantages or employer connections that drive higher-earning business careers.
For families paying in-state tuition, Midway provides an accessible path to a business degree with reasonable debt. But students serious about maximizing earnings should compare financial aid packages carefully against Kentucky's stronger programs, where the earnings premium could easily justify modestly higher costs.
Where Midway University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Midway University graduates compare to all programs nationally
Midway University graduates earn $38k, placing them in the 13th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Kentucky
Business/Commerce bachelors's programs at peer institutions in Kentucky (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Midway University | $38,334 | $44,658 | $26,000 | 0.68 |
| Sullivan University | $56,432 | $59,618 | $43,625 | 0.77 |
| University of Kentucky | $49,431 | $59,354 | $23,055 | 0.47 |
| Northern Kentucky University | $48,654 | $61,090 | $30,750 | 0.63 |
| Spalding University | $47,596 | $47,782 | $31,000 | 0.65 |
| University of the Cumberlands | $46,242 | $51,203 | $21,219 | 0.46 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Kentucky
Compare tuition, earnings, and debt across Kentucky schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Sullivan University Louisville | $14,220 | $56,432 | $43,625 |
| University of Kentucky Lexington | $13,212 | $49,431 | $23,055 |
| Northern Kentucky University Highland Heights | $10,896 | $48,654 | $30,750 |
| Spalding University Louisville | $27,850 | $47,596 | $31,000 |
| University of the Cumberlands Williamsburg | $9,875 | $46,242 | $21,219 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Midway University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 37 graduates with reported earnings and 49 graduates with debt data. Small samples may not be representative.