Analysis
Midwestern State University's social work graduates earn above the national average but carry notably more debt—$35,135 compared to the typical $26,362 for this field. The debt-to-earnings ratio of 0.90 means graduates owe nearly a full year's salary, which is manageable but requires careful budgeting in a profession known for modest pay. The program ranks in the 60th percentile among Texas schools, sitting solidly in the middle of the pack but trailing programs at Texas Southern and Prairie View A&M by a few thousand annually.
The modest 5% earnings growth over four years is typical for social work, where salaries are largely standardized by government and nonprofit pay scales. First-year earnings of $39,215 should cover living expenses in Wichita Falls, but the higher debt load means loan payments will consume a larger share of take-home pay than at many comparable programs. With 40% of students receiving Pell grants, many graduates here are first-generation college students for whom this debt burden represents a significant financial commitment.
The small sample size here matters—fewer than 30 graduates reported data, so individual outcomes could vary widely. For families comfortable with that uncertainty and drawn to Midwestern State for geographic or cost reasons, this program produces employable graduates. But if minimizing debt is the priority, several Texas alternatives offer similar earnings with $8,000-10,000 less in student loans.
Where Midwestern State University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Midwestern State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Midwestern State University | $39,215 | $41,129 | +5% |
| Texas Christian University | $33,819 | $57,255 | +69% |
| Lubbock Christian University | $32,952 | $49,439 | +50% |
| Our Lady of the Lake University | $38,209 | $48,423 | +27% |
| Texas Woman's University | $40,340 | $48,113 | +19% |
Compare to Similar Programs in Texas
Social Work bachelors's programs at peer institutions in Texas (35 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,310 | $39,215 | $41,129 | $35,135 | 0.90 | |
| $9,173 | $42,333 | $43,618 | $38,162 | 0.90 | |
| $11,299 | $40,667 | $42,875 | $31,750 | 0.78 | |
| $8,648 | $40,340 | $48,113 | $24,000 | 0.59 | |
| $8,319 | $38,771 | $40,468 | $27,178 | 0.70 | |
| $11,450 | $38,660 | $44,094 | $21,500 | 0.56 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Midwestern State University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.