Median Earnings (1yr)
$39,215
70th percentile (60th in TX)
Median Debt
$35,135
33% above national median
Debt-to-Earnings
0.90
Manageable
Sample Size
16
Limited data

Analysis

Midwestern State University's social work graduates earn above the national average but carry notably more debt—$35,135 compared to the typical $26,362 for this field. The debt-to-earnings ratio of 0.90 means graduates owe nearly a full year's salary, which is manageable but requires careful budgeting in a profession known for modest pay. The program ranks in the 60th percentile among Texas schools, sitting solidly in the middle of the pack but trailing programs at Texas Southern and Prairie View A&M by a few thousand annually.

The modest 5% earnings growth over four years is typical for social work, where salaries are largely standardized by government and nonprofit pay scales. First-year earnings of $39,215 should cover living expenses in Wichita Falls, but the higher debt load means loan payments will consume a larger share of take-home pay than at many comparable programs. With 40% of students receiving Pell grants, many graduates here are first-generation college students for whom this debt burden represents a significant financial commitment.

The small sample size here matters—fewer than 30 graduates reported data, so individual outcomes could vary widely. For families comfortable with that uncertainty and drawn to Midwestern State for geographic or cost reasons, this program produces employable graduates. But if minimizing debt is the priority, several Texas alternatives offer similar earnings with $8,000-10,000 less in student loans.

Where Midwestern State University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Midwestern State UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Midwestern State University graduates compare to all programs nationally

Midwestern State University graduates earn $39k, placing them in the 70th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Social Work bachelors's programs at peer institutions in Texas (35 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Midwestern State University$39,215$41,129$35,1350.90
Texas Southern University$42,333$43,618$38,1620.90
Prairie View A & M University$40,667$42,875$31,7500.78
Texas Woman's University$40,340$48,113$24,0000.59
Angelo State University$38,771$40,468$27,1780.70
Texas State University$38,660$44,094$21,5000.56
National Median$37,296—$26,3620.71

Other Social Work Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Southern University
Houston
$9,173$42,333$38,162
Prairie View A & M University
Prairie View
$11,299$40,667$31,750
Texas Woman's University
Denton
$8,648$40,340$24,000
Angelo State University
San Angelo
$8,319$38,771$27,178
Texas State University
San Marcos
$11,450$38,660$21,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Midwestern State University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.