Analysis
Texas Woman's University produces social work graduates who earn about 8% more than the typical Texas program while graduating with 11% less debt—a meaningful advantage in a field where every dollar counts. Starting at $40,340 and reaching $48,113 by year four, graduates track reasonably well against state leaders while maintaining a manageable debt-to-earnings ratio of 0.59, meaning their loans equal just over half their first-year salary.
The earnings trajectory here is particularly encouraging for social work: that 19% growth over four years suggests graduates are advancing into better positions rather than hitting an immediate ceiling. While the program ranks in the 60th percentile within Texas (solid middle-of-the-pack), it outperforms 79% of social work programs nationally, which matters for graduates who might relocate or pursue licensure elsewhere.
For families concerned about the return on a helping profession degree, this program demonstrates that social work can offer stable, growing earnings without crushing debt. The $24,000 debt load is manageable on a social worker's salary, and the strong earnings growth indicates real career progression. This is a pragmatic choice for students committed to this field—especially compared to programs where graduates face similar debt but much weaker earning potential.
Where Texas Woman's University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Texas Woman's University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Texas Woman's University | $40,340 | $48,113 | +19% |
| Texas Christian University | $33,819 | $57,255 | +69% |
| Lubbock Christian University | $32,952 | $49,439 | +50% |
| Our Lady of the Lake University | $38,209 | $48,423 | +27% |
| Texas A&M University-Central Texas | $35,345 | $47,214 | +34% |
Compare to Similar Programs in Texas
Social Work bachelors's programs at peer institutions in Texas (35 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,648 | $40,340 | $48,113 | $24,000 | 0.59 | |
| $9,173 | $42,333 | $43,618 | $38,162 | 0.90 | |
| $11,299 | $40,667 | $42,875 | $31,750 | 0.78 | |
| $10,310 | $39,215 | $41,129 | $35,135 | 0.90 | |
| $8,319 | $38,771 | $40,468 | $27,178 | 0.70 | |
| $11,450 | $38,660 | $44,094 | $21,500 | 0.56 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Woman's University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 54 graduates with reported earnings and 76 graduates with debt data. Small samples may not be representative.