Median Earnings (1yr)
$23,907
5th percentile (25th in TN)
Median Debt
$30,649
119% above national median
Debt-to-Earnings
1.28
Elevated
Sample Size
295
Adequate data

Analysis

The numbers tell a troubling story: graduates earn $23,907 in their first year while carrying $30,649 in debt—meaning they owe more than they make annually. This debt burden is more than double what Tennessee students typically face at other business administration programs ($15,424 median), and earnings lag far behind what's available at nearby alternatives. Cleveland State Community College graduates earn $50,301, and even Chattanooga State Community College—likely in the same city—produces graduates earning $36,486, both without the crushing debt load.

While earnings do climb to $26,516 by year four, that's still $5,000 below Tennessee's state median and nearly $8,000 below the national average. The 25th percentile ranking within Tennessee means three-quarters of similar programs in the state deliver better outcomes. For a program serving primarily low-income students (85% receive Pell grants), this debt-to-earnings dynamic is particularly concerning—these borrowers have the least margin for error.

With multiple Tennessee community colleges offering substantially better outcomes at lower cost, this program represents a risky investment. The robust sample size confirms these aren't statistical flukes—this is the actual track record. Families should seriously explore the more affordable Tennessee community college options before committing to Miller-Motte's business program.

Where Miller-Motte College-Chattanooga Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Miller-Motte College-ChattanoogaOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Miller-Motte College-Chattanooga graduates compare to all programs nationally

Miller-Motte College-Chattanooga graduates earn $24k, placing them in the 5th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Business Administration, Management and Operations associates's programs at peer institutions in Tennessee (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miller-Motte College-Chattanooga$23,907$26,516$30,6491.28
Cleveland State Community College$50,301$37,047$8,7500.17
Volunteer State Community College$40,513$42,950$10,7180.26
Chattanooga State Community College$36,486$30,209$15,1620.42
Nashville State Community College$34,306$38,108$15,6870.46
Southwest Tennessee Community College$32,879———
National Median$33,977—$13,9800.41

Other Business Administration, Management and Operations Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Cleveland State Community College
Cleveland
$4,530$50,301$8,750
Volunteer State Community College
Gallatin
$4,524$40,513$10,718
Chattanooga State Community College
Chattanooga
$4,550$36,486$15,162
Nashville State Community College
Nashville
$4,498$34,306$15,687
Southwest Tennessee Community College
Memphis
$4,550$32,879—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miller-Motte College-Chattanooga, approximately 85% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 295 graduates with reported earnings and 454 graduates with debt data. Small samples may not be representative.