Analysis
A business associate's degree from a Minneapolis community college comes with an estimated $19,750 in debt—nearly 50% higher than the national median for this program and roughly equal to what other Minnesota community colleges report for business degrees. With first-year earnings around $36,600 based on national benchmarks, graduates would need roughly half their annual income to clear this debt, a manageable but not insignificant burden.
The earnings picture tells a more concerning story. Similar business programs at nearby Century College and Anoka-Ramsey report outcomes around $40,000—about $3,500 more than what national peer programs suggest for Minneapolis Community and Technical College graduates. That gap matters when you're carrying nearly $20,000 in debt. Minnesota's business associate's degree programs generally outperform the national median, so if this school's actual outcomes align with that state pattern, the value proposition improves. But if they track closer to the national figure, the higher-than-average debt becomes harder to justify.
For a family where the $40,000 Pell grant rate signals financial need, that debt load deserves careful consideration. Before committing, contact the business department directly and ask what their recent graduates are actually earning and where they're finding jobs. The estimated figures suggest adequate but not exceptional returns—you'll want to confirm whether this specific program delivers on Minnesota's stronger-than-average outcomes before taking on above-average debt.
Where Minneapolis Community and Technical College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Minnesota
Business/Commerce associates's programs at peer institutions in Minnesota (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,128 | $36,591* | — | $19,750* | — | |
| $6,182 | $40,489* | — | $19,750* | 0.49 | |
| $5,682 | $39,962* | $46,752 | $20,750* | 0.52 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Minneapolis Community and Technical College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.