Median Earnings (1yr)
$39,742
63rd percentile (40th in MN)
Median Debt
$26,790
38% above national median
Debt-to-Earnings
0.67
Manageable
Sample Size
24
Limited data

Analysis

The small sample size here is a yellow flag, but the bigger concern is what happens after graduation: earnings at this program drop 13% from year one to year four, falling from nearly $40K to just over $34K. That's unusual for any program, let alone one that typically offers steady career progression. While first-year earnings beat the national median by about $2,700, they fall well below Minnesota's typical accounting graduate by roughly $4,000—landing this program at just the 40th percentile statewide.

The debt picture adds another layer of worry. At nearly $27,000, graduates here carry about $5,000 more debt than the Minnesota median for accounting programs, placing them in the worst 5% nationally for debt burden. Compare that to North Hennepin or Century College graduates who earn $10,000-$15,000 more annually with less debt, and the value gap becomes stark. The 0.67 debt-to-earnings ratio isn't catastrophic on its own, but paired with declining earnings, it suggests graduates may struggle to build financial momentum.

Given the earning trajectory and the availability of stronger accounting programs across Minnesota's community college system, families should seriously consider alternatives unless there are compelling geographic or personal reasons to attend here. The declining earnings pattern is particularly troubling and warrants investigation into whether graduates are finding appropriate accounting work or pivoting to lower-paying roles.

Where Minnesota State Community and Technical College Stands

Earnings vs. debt across all accounting associates's programs nationally

Minnesota State Community and Technical CollegeOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Minnesota State Community and Technical College graduates compare to all programs nationally

Minnesota State Community and Technical College graduates earn $40k, placing them in the 63th percentile of all accounting associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Accounting associates's programs at peer institutions in Minnesota (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Minnesota State Community and Technical College$39,742$34,414$26,7900.67
North Hennepin Community College$49,685$48,712
Century College$46,996$42,456
Rasmussen University-Minnesota$43,765$44,358$23,8230.54
Anoka-Ramsey Community College$43,520$50,060$22,0830.51
Dakota County Technical College$37,289$48,370$21,4690.58
National Median$37,000$19,3540.52

Other Accounting Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
North Hennepin Community College
Brooklyn Park
$5,050$49,685
Century College
White Bear Lake
$6,182$46,996
Rasmussen University-Minnesota
St. Cloud
$10,899$43,765$23,823
Anoka-Ramsey Community College
Coon Rapids
$5,682$43,520$22,083
Dakota County Technical College
Rosemount
$6,419$37,289$21,469

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Minnesota State Community and Technical College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.