Analysis
Physics degrees typically command solid starting salaries, and peer programs nationally suggest first-year earnings around $47,670—a figure that should translate to manageable debt if you're borrowing the estimated $23,120. That debt-to-earnings ratio of 0.49 means roughly six months of gross pay to cover loans, which is well within the range most financial advisors consider reasonable for a STEM degree.
What's harder to assess here is how Mississippi College's specific program compares to the seven other physics programs in the state. Without reported outcomes from those peer institutions, you're making this decision somewhat blind to whether MC's physics graduates fare better or worse than those from Mississippi State or other alternatives. The school's 1120 average SAT suggests a moderately selective environment, which could indicate decent academic preparation, but it's not a substitute for knowing actual graduate outcomes.
The national physics market is strong enough that these estimated figures likely represent a floor rather than a ceiling for career potential. If your student is genuinely committed to physics—not just tolerating it for job prospects—the estimated debt load shouldn't derail their plans. But before committing, push the admissions office for any alumni outcome data they track internally, even if it's not reported to the DOE. Schools often know more about their graduates than what appears in federal databases.
Where Mississippi College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $21,698 | $47,670* | — | $23,120* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mississippi College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.