Analysis
A debt-to-earnings ratio of 0.49 suggests this program could work financially—similar physics programs nationally produce graduates earning around $47,670 in their first year against roughly $23,400 in debt. That's less than half a year's salary, which puts repayment within reach under standard federal loan terms. Physics bachelor's degrees generally lead to employable skills in research, data analysis, and engineering-adjacent fields, though the real test comes with what students do next: pursue graduate work, enter industry directly, or pivot to related careers like data science or software development.
The catch is uncertainty. With 790 physics programs nationally but limited data transparency at many schools, you're working with educated guesses rather than Mississippi State's actual track record. The university's 76% admission rate and solid SAT averages suggest a respectable student body, but whether physics graduates here match, exceed, or fall short of that $47,670 benchmark remains unclear. Some physics programs launch students into $60,000+ roles; others see graduates struggling to find work that uses their degree.
The financial framework looks manageable if outcomes align with comparable programs. But before committing, press the physics department directly: where do recent graduates work? What companies recruit on campus? What percentage continue to graduate school? The numbers suggest reasonable value—if this program delivers what its peers typically do.
Where Mississippi State University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,815 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mississippi State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.